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Polk County road use bonds.
From $100.

When your operation runs heavy, oversized, or repeated loads over Polk County roads, the County can require a road use agreement backed by a surety bond. The Commissioners Court sets the amount to cover potential road damage; premiums start from $100. Premiums are 1% of the bond amount, with a $100 minimum.

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Required under a Polk County road use agreement for heavy-haul, hauling, logging, energy, or industrial traffic
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Amount set by the Polk County Commissioners Court to cover potential road damage
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No credit check up to $100,000 — above that, a soft pull at most, which never affects your score
1% of bond amount$100 minimumInstantapproval for mostNo credit check up to $100,000above that, a soft pull at most, never a hard inquiry
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Three steps. One sitting.

No underwriting queue for the standard road use bond — enter your amount, pay, and file with the County. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount the Commissioners Court set, and the effective date — that is the application.

INSTANTLY

Issued on the spot

No waiting — the executed bond is generated as soon as you pay.

SAME DAY

File with Polk County

Submit the executed bond to Polk County with your road use agreement. Wet-ink originals mailed whenever the County insists on them.

About this bond

What it is and who needs it.

What the road use bond actually covers

When a business runs heavy, oversized, or repeated traffic over Polk County roads — construction, hauling, logging, energy, and industrial operations are the usual ones — the County can require a road use agreement to protect its roads. The agreement is backed by a surety bond.

Under Texas county-road law, the Commissioners Court (not the county judge) may require a bond sufficient to compensate the County for damage to the road. The bond shifts the cost of road damage to the bonded operator rather than to taxpayers, and guarantees you'll follow the terms of the road use agreement.

It is not insurance for you — if the County recovers against the bond for road damage or noncompliance, you repay the surety. Enter the amount the Commissioners Court set, and your price starts from $100; no credit check up to $100,000, and

Polk County Commissioners Court — road use agreementPolk County may require a road use agreement, backed by a surety bond, for operations that run multiple, excessive-weight, or oversized loads over county roads. Under Texas county-road law the Commissioners Court (not the county judge) sets a bond amount sufficient to compensate the County for road damage. Confirm the required amount in your road use agreement with the Polk County Commissioners Court.

You need this bond if you are

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A hauling or heavy-haul operator running repeated or oversized loads on Polk County roads
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A logging or timber operation moving heavy equipment and loads over county roads
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An energy or pipeline contractor whose traffic could damage county-maintained roads
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An industrial or construction firm the County asked to sign a road use agreement
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with Polk County. Submit the executed bond to Polk County with your road use agreement. Wet-ink originals mailed whenever the County insists on them.

What sets the price

The premium is 1% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.

No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued on the spot.

Submit the application with the bond amount the Commissioners Court set — the executed bond is generated instantly, ready to file.

Start the application →
FAQ

Common questions.

How much is the Polk County road use bond?Premiums start from $100. The bond amount itself is set by the Polk County Commissioners Court in your road use agreement, sized to the potential road damage — your exact price appears at the application; the premium is 1% of the bond amount, with a $100 minimum.
When does Polk County require this?When your operation runs multiple loads, excessive-weight loads, or oversized loads over county roads — common for hauling, logging, energy, and industrial work. The Commissioners Court can require a road use agreement backed by a bond.
Is there a credit check?No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score.
What does the bond guarantee?That you follow the terms of the road use agreement and answer for damage your traffic causes to county roads. If the County recovers against the bond, you repay the surety — it is a guarantee, not insurance for you.
Where do I file it?With Polk County, alongside your road use agreement approved by the Commissioners Court. We issue the executed bond ready to submit; a wet-ink original is mailed on request.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

Polk County road use bond, issued today.

Premiums from $100. Enter the amount the County set and file the same day.

Your premiumfrom $100
Apply now →