The City of Lumberton requires every building contractor to file a $10,000 surety bond before it will register and license them to work in city limits. Ours is $100 flat — the price you see is the checkout price. The bond issues the moment you pay — no credit review of any kind, not even a soft pull.
















City contractor bonds are the simplest thing in surety. Here's the entire process:
Business details and an effective date. That's the application — no credit information collected.
Small fixed-amount city bonds like this are among the bond types that issue right after purchase. At most, 1–2 business days.
Your executed bond arrives by email, ready to file with the City of Lumberton to register and activate your building contractor license. Wet-ink original mailed on request.
The City of Lumberton registers and licenses building contractors before they may work in city limits, and conditions that registration on a $10,000 surety bond. The bond is a code-compliance and public-protection guarantee: it stands behind your obligation to follow the city's building codes and ordinances on the work you do here.
It's a three-party arrangement: you (the principal), the surety carrier, and the City of Lumberton (the obligee), with the city and the public as the protected parties. If a contractor performs work that violates city codes or causes harm the city must remedy, a claim can be made against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. Contractors who follow the code and pull proper permits treat the bond as a registration formality, and we track it so your $10,000 filing stays continuous for the life of your registration.
These are the actual issuing fields — the application collects no credit information.
Start the application →$100 flat, no credit review, bond often issued in the same sitting. Free until issued.