The right-of-way bond required before a contractor works in the streets, easements, and common areas controlled by the Orchard Lakes Estates Homeowners Association. The association sets the amount; premiums start at $100, priced at 1% of that bond amount, with a $100 minimum.
















No underwriting queue for the standard right-of-way bond — enter your amount, pay, and deliver to the association. Here is the whole thing:
Your business details, the bond amount required, a short description of the work, and the effective date — that is the entire application.
The application collects no credit information, so most applicants are issued as soon as they pay. Larger amounts may get a quick review — if a check runs, it is a soft pull that never affects your score.
Submit the executed bond to the Orchard Lakes Estates Homeowners Association (or its property manager) before starting work in the right-of-way. Wet-ink originals mailed on request.
The Orchard Lakes Estates Homeowners Association controls the streets, easements, and common areas inside the community, and can require a surety bond before a contractor excavates, bores, or otherwise works in that right-of-way. The bond is a guarantee to the association that the right-of-way and common areas are restored to the association's standards after the work.
It's a three-party arrangement: you (the principal), the surety carrier, and the Orchard Lakes Estates Homeowners Association (the obligee). If you damage association infrastructure, fail to restore a cut, or leave the common area out of condition, the association can recover against the bond.
It is not insurance for you — if the surety pays the association, you repay the surety. Contractors who restore their work and follow the association's conditions treat the bond as routine.
Submit the application with the bond amount the association requires — the executed bond is generated instantly, ready to deliver.
Start the application →Priced from $100. Enter the amount required and deliver it the same day.