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The City of Kirby requires a home improvement contractor to file a $5,000 surety bond as a condition of registering to work inside the city. Ours is $100 flat — the price you see is the checkout price. The bond issues the moment you pay — no credit check.
















City contractor bonds are the simplest thing in surety. Here's the entire process:
Business details and an effective date. That is the application. No credit check.
Small fixed city bonds like this are among the thousands of bond types that issue right after purchase.
Your executed bond and power of attorney arrive by email, ready to file with your City of Kirby home improvement contractor registration. Wet-ink original mailed on request.
A City of Kirby home improvement contractor bond is a compliance-and-consumer-protection guarantee. It stands behind your promise to follow the City of Kirby's building and contractor ordinances and to perform home improvement work without harming the property owners you serve.
It's a three-party arrangement: you (the principal), the surety carrier, and the City of Kirby (the obligee), with city residents as the protected parties. If you violate a city ordinance or leave a homeowner with an uncorrected, code-related loss, a claim can be made against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. We track the term and send renewal notices 60 and 30 days out, keeping your Kirby registration backed by a continuous bond.
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $5,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
The bond runs to December 31 whatever day you buy; the premium covers the period to that date.
Renewal falls on the statutory date, December 31, in the year your term ends.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
File with the City of Kirby. Your executed bond and power of attorney arrive by email, ready to file with your City of Kirby home improvement contractor registration. Wet-ink original mailed on request.
The premium is fixed at $100 at the $5,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
No credit check.
These are the actual issuing fields. No credit check.
Start the application →Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
$100 flat, no credit check, bond often issued in the same sitting. Free until issued.