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The City of Kerrville requires a $5,000 bond to register in its catch-all "other contractors" category — the trades not covered by a specific listing. Ours is $100 flat — the price our carrier sets for this specific bond, not a percentage formula. The bond issues the moment you pay — no credit check.
















City registration bonds are the simplest thing in surety. Here's the entire process:
Business details and an effective date. That is the application. No credit check.
Small fixed-amount registration bonds like this issue right after purchase.
Your executed bond and power of attorney arrive by email, ready to file with the City of Kerrville permit office. Wet-ink original mailed on request.
The City of Kerrville registers contractors by trade, and keeps a catch-all "other contractors" category for trades without their own listing. Registration in that category is conditioned on a $5,000 surety bond as a financial backstop that you work to the city code and pull required permits.
It's a three-party arrangement: you (the principal), the surety carrier, and the City of Kerrville (the obligee). If you violate the city's contractor or permit ordinances, the city or a harmed party can recover against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. Contractors who work to code and keep good records treat the bond as a registration formality.
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $5,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
File with Kerrville. Your executed bond and power of attorney arrive by email, ready to file with the City of Kerrville permit office. Wet-ink original mailed on request.
The premium is fixed at $100 at the $5,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
No credit check.
These are the actual issuing fields. No credit check.
Start the application →Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
$100 flat, no credit check, bond often issued in the same sitting. Free until issued.