When you build public improvements for the City of Irving, TX — paving, water, sewer, drainage — the city requires a performance and maintenance bond guaranteeing the work and a warranty period after it is accepted. The city sets the amount from your contract; pricing is 2% of the bond amount, $100 minimum. A quick soft credit check may apply — never a hard inquiry, no impact on your score.
















The performance and maintenance bond runs one soft credit pull, then files with the city. Here is the whole thing:
Your business details, the bond amount the city set from your contract, and the effective date — plus a one-time consent to a soft credit pull.
Most clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.
Pay online and receive the executed performance and maintenance bond, ready to file with the city for your public-improvement contract. Wet-ink originals mailed whenever the city insists.
When a developer or contractor builds public improvements for the City of Irving, TX — streets, water and sewer mains, drainage, sidewalks — the city requires a bond guaranteeing two things: that the work is completed per the approved plans and city standards (performance), and that it stays sound through a warranty period after the city accepts it (maintenance).
It is a three-party arrangement: you (the principal), the surety carrier, and the City of Irving (the obligee). If you fail to complete the improvements, or defects show up during the maintenance period and you do not fix them, the city can recover its cost against the bond.
It is not insurance for you — if the surety pays the city, you repay the surety. The city sets the bond amount from your contract value, typically 100% for performance with a maintenance term running one to two years past acceptance. Pricing is 2% of the bond amount, with a $100 minimum, confirmed by a soft credit pull that never affects your score.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →Pricing at 2% of the bond amount, $100 minimum, one soft credit pull. Enter the amount the City of Irving set and file in 1–2 business days.