Not in Texas? Browse bonds by state

City of Houston work-in-a-street bond.
From $100.

The City of Houston requires a bond for a permit to work in a public street — a street cut, bore, excavation, or utility tie-in. The city sets the amount on your permit; the premium is 1% of the bond amount, with a $100 minimum. Your exact price appears at the application, and no credit check up to $100,000 beyond what most applicants need.

✓
Required by Houston Public Works for a permit to work in a public street or right of way
✓
Amount set by the city — tied to the scope of your street-work permit
✓
1% of bond amount, $100 min — exact price shown at application
From $100depends on amount1%$100 minimumNo credit check up to $100,000above that, a soft pull at most, never a hard inquiry
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Three steps. One sitting.

No underwriting queue for a standard street-work bond — enter your amount, pay, and file with Houston Public Works. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount the city required, and the effective date — that is the application.

INSTANTLY

Issued on the spot

No credit check up to $100,000.

SAME DAY

File with Houston Public Works

Submit the executed bond to the City of Houston to satisfy your street-work permit. Wet-ink originals mailed whenever the city insists on them.

About this bond

What it is and who needs it.

What the work-in-a-street bond actually covers

When you cut, bore, excavate, or otherwise work in a City of Houston public street or right of way, the city wants assurance that the street is restored to its standards afterward. The permit for work in a street is conditioned on a bond, and that bond is the assurance.

It's a three-party arrangement: you (the principal), the surety carrier, and the City of Houston (the obligee). If you damage the street or fail to restore it to city standards, the city can recover the cost of repair against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. Contractors who restore the street properly treat the bond as a permit formality.

City of Houston — Public WorksThe City of Houston requires a bond as a condition of a permit for work in a public street or right of way; the bond amount and terms are set by the City of Houston Public Works department based on the scope of your permit. We issue the bond in the amount and on the form the city specifies — send us your permit and we will match it exactly.

You need this bond if you are

✓
A contractor pulling a Houston permit for work in a public street or right of way
✓
A utility or telecom company cutting or boring Houston streets to run lines
✓
A developer or homebuilder tying into city infrastructure across a street
✓
Renewing a bond the city requires kept active for the duration of your permit
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with Houston Public Works. Submit the executed bond to the City of Houston to satisfy your street-work permit. Wet-ink originals mailed whenever the city insists on them.

What sets the price

The premium is 1% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.

No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued on the spot.

Submit the application with the bond amount the City of Houston set — the executed bond is generated instantly, ready to file.

Start the application →
FAQ

Common questions.

How much is the City of Houston work-in-a-street bond?The premium is 1% of the bond amount the City of Houston set on your permit, with a $100 minimum. Your exact price appears at the application.
Do I pay the bond amount?No. You pay the premium, from $100. The bond amount is the city's maximum recovery if the street is not restored; it is not money you hand over.
How fast will I have the bond?Standard street-work bonds issue right after purchase for most applicants. Larger amounts may get a quick review, but most are same-sitting.
Is there a credit check?No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score. Pricing is 1% of the bond amount with a $100 minimum, not based on credit.
Where do I file it?With the City of Houston Public Works department, alongside your permit for work in a street. We issue the executed bond ready to submit.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

Other Texas bonds.

Price and requirements checked on the carrier’s application, . Page updated .

Houston street-work bond, issued today.

From $100. Enter the amount the city required and file the same day.

Your premiumfrom $100
Apply now →