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The Town of Highland Park requires a $2,000 bond from contractors before it issues a permit to pour or replace concrete — driveways, curbs, gutters, and sidewalks in the Town right-of-way. Ours is $100 flat — the price you see is the checkout price — and this is issued on the spot.
















Municipal permit bonds are the simplest thing in surety. Here's the entire process:
Business details and an effective date. That is the application. No credit check.
Small fixed-amount municipal bonds like this issue right after purchase.
Your executed bond and power of attorney arrive by email, ready to file with the Town of Highland Park before you pull your concrete permit. Wet-ink original mailed on request.
A concrete bond is a workmanship-and-restoration guarantee to the Town of Highland Park. When you pour or replace concrete in the Town's streets, curbs, gutters, and right-of-way, the Town wants a financial backstop that the work will meet its specifications and the public way will be properly restored.
It's a three-party arrangement: you (the principal), the surety carrier, and the Town of Highland Park (the obligee). If concrete work fails to meet Town standards or damages public infrastructure that isn't repaired, the Town can recover against the bond.
The bond must stay active while you're registered to work in the Town. We track it and notify you 60 and 30 days out, so your $2,000 filing stays continuous and your permits keep clearing.
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $2,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
The bond runs to January 1 whatever day you buy; the premium covers the period to that date.
Renewal falls on the statutory date, January 1, in the year your term ends.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
File with the Town. Your executed bond and power of attorney arrive by email, ready to file with the Town of Highland Park before you pull your concrete permit. Wet-ink original mailed on request.
The premium is fixed at $100 at the $2,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
No credit check.
These are the actual issuing fields. No credit check.
Start the application →Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
$100 flat, no credit check, bond often issued in the same sitting. Free until issued.