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The City of Elgin requires a surety bond as a condition of its solicitor / peddler permit — the door-to-door and vendor permit issued through the city. Ours is $100, the price our carrier sets for the $10,000 bond amount, and the application is quick. Elgin's form runs a soft credit check that does not affect your score.
















A solicitor / peddler bond with a soft credit check is still about the quickest thing in surety. Here's the whole process:
Business details, an effective date, and a soft-pull authorization. The soft credit check does not affect your score.
Most solicitor / peddler bonds clear the soft pull and issue the same day. Issued when you pay. One soft credit pull, never a hard inquiry, and it never affects your score.
Your executed bond and power of attorney arrive by email, ready to file with your Elgin solicitor / peddler permit application. Wet-ink original mailed on request.
A City of Elgin solicitor / peddler bond is a consumer-protection guarantee. When you sell door-to-door or peddle goods inside the city, Elgin wants a financial backstop that you'll follow its solicitation ordinance and deal honestly with residents.
It's a three-party arrangement: you (the principal), the surety carrier, and the City of Elgin (the obligee), with the residents you sell to as the protected parties. If you violate the city's solicitation rules or defraud a customer, the harmed party can recover against the bond.
The bond must stay active for the life of your permit. Let it lapse and your solicitor / peddler permit can be suspended — so we track it and notify you 60 and 30 days out, keeping your filing continuous.
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $10,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
File with the City of Elgin. Your executed bond and power of attorney arrive by email, ready to file with your Elgin solicitor / peddler permit application. Wet-ink original mailed on request.
The premium is fixed at $100 at the $10,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
One soft credit pull, never a hard inquiry, and it never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
These are the actual issuing fields. The credit check is a soft pull and does not affect your score.
Start the application →Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
$100 flat, quick application, soft pull only. Free until issued.