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City of Panhandle right-of-way bonds.
$100 flat.

The City of Panhandle requires a surety bond of $1,000 or 100% of the contract price, whichever is greater (Code § 3.712) before you cut, excavate, or work in its public right-of-way — streets, sidewalks, and utility easements. Our price is $100 flat, and no credit check.

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Required by the City of Panhandle as a condition of a right-of-way / street-cut permit
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Fixed $1,000 amount — set by the city; the premium is $100 flat
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No credit check — the application collects no credit information
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Three steps. One sitting.

Right-of-way permit bonds are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That is the application. No credit check.

MINUTES, USUALLY

Pay & e-sign

Small permit bonds like this are among the thousands of bond types that issue right after purchase.

SAME DAY

File with the City of Panhandle

Your executed bond and power of attorney arrive by email, ready to file with your right-of-way permit application. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

When you open the public right-of-way in the City of Panhandle — cutting pavement, trenching a utility, or working in a street or sidewalk easement — the city requires a surety bond as a condition of the permit. The bond guarantees you restore the right-of-way and follow the city's permit conditions.

It is a three-party arrangement: you (the principal), the surety carrier, and the City of Panhandle (the obligee). If you leave a defective patch, damage city property, or fail to restore the right-of-way, the city can recover its repair costs against the bond.

It is not insurance for you — if the surety pays the city, you repay the surety. At $1,000 the bond is small, the premium is $100 flat, and no credit check.

City of Panhandle right-of-way permitUnder the City of Panhandle Code of Ordinances § 3.712, an application to alter, repair, remove, or maintain a street, alley, or other public way is made to the city's building official and, when the work is done by a contractor, must be accompanied by a surety bond of $1,000 or 100 percent of the contract price, whichever is greater, payable to the City of Panhandle and approved by the city manager, conditioned on faithful performance of the article. Confirm the amount your job requires with the Panhandle city office.

You need this bond if you are

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Pulling a right-of-way permit to work in a Panhandle street, sidewalk, or easement
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A utility or excavation contractor trenching or boring in the public right-of-way
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A paving or concrete contractor cutting and restoring city pavement
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A contractor new to Panhandle the city wants bonded before issuing a permit
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $1,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the City of Panhandle. Your executed bond and power of attorney arrive by email, ready to file with your right-of-way permit application. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $100 at the $1,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

No credit check.

One application, issued instantly.

These are the actual issuing fields. No credit check.

Start the application →
FAQ

Common questions.

How much is the City of Panhandle right-of-way bond?The premium is $100 flat — set by our carrier's rate book for this specific bond. This form is written at $1,000, so there is no quote process — § 3.712 requires the greater of $1,000 or the contract price, so a contract over $1,000 needs a larger bond.
Do I pay the $1,000?No. You pay $100. The $1,000 is the surety's maximum liability to the city if you fail to restore the right-of-way — not a deposit, and nobody holds your money.
How fast will I have the bond?Small permit bonds like this are among the thousands of bond types that issue right after purchase — many permittees finish the application and have the bond in the same sitting.
Is there a credit check?No credit check: the application collects no credit information. Small fixed-amount permit bonds like this one don't need one.
When does it renew?You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out, with autopay available, so your permit standing never lapses over a missed email.
What if my contract is worth more than $1,000?Then § 3.712 requires a bond equal to 100% of the contract price, not this $1,000 form. Email insurance@lightrfp.com with the contract amount and we will write the bond at that figure.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

Panhandle right-of-way permit, one document away.

$100 flat, no credit check, bond often issued in the same sitting. Free until issued.

Your price$100
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