Not in Tennessee? Browse bonds by state

Tennessee tobacco tax bonds.
From $100.

The bond a Tennessee tobacco manufacturer's warehouse files with the Department of Revenue under Tenn. Code Ann. § 67-4-1015, guaranteeing the tobacco tax on the products it stores and distributes. The Department sets the amount; the premium is 1% of your bond amount, with a $100 minimum. No impact on your score.

✓
Required for a tobacco license, including a manufacturer's warehouse under Tenn. Code Ann. § 67-4-1015
✓
Amount is set by the Department of Revenue based on your expected tobacco tax liability
✓
From $100
From $1001% of bond amount, $100 minNo credit check up to $10,000above that, a soft pull at most, never a hard inquiryFastinstant underwriting
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Tennessee tobacco tax bond cost?

1% of the bond amount, from $100. Enter your amount in the calculator for the exact price.

How it works

Three steps. One sitting.

No underwriting queue for the standard tobacco tax bond — enter your amount, pay, and file with the Department of Revenue. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, your FEIN, the county where you are located, the bond amount the state required, and the effective date — that is the application.

INSTANTLY

Issued on the spot

Typically no waiting — the executed bond is generated as soon as you pay. Above $10,000, a soft pull may add a short review.

SAME DAY

File with the Department of Revenue

Submit the executed bond to satisfy the Department of Revenue with your tobacco license. Wet-ink originals mailed whenever the state insists on them.

About this bond

What it is and who needs it.

What the tobacco bond actually covers

Tennessee taxes tobacco products under the Tobacco Tax Law (Tenn. Code Ann. § 67-4-1001 et seq.). Anyone licensed in the tobacco trade — including a manufacturer's warehouse, which stores tobacco products separate from the manufacturing operation for distribution — must post a surety bond with the Department of Revenue.

The bond is conditioned on the licensee paying the tobacco tax and properly stamping or accounting for the products used, sold, distributed, or handled. It stands behind the tax owed before it is settled — if the licensee fails to remit, the state can recover against the bond.

The amount is set by the Department of Revenue based on your expected tax liability, so there is no single statutory figure. Enter the amount on your Department notice — the premium is 1% of that amount, with a $100 minimum, and it appears at the application.

Tenn. Code Ann. § 67-4-1015Tenn. Code Ann. § 67-4-1015 requires every applicant for a tobacco license — including a person licensed to operate a tobacco manufacturer's warehouse — to execute a surety bond payable to the State of Tennessee, conditioned on paying the tax and accounting for the tobacco products used, sold, distributed, or handled. The Department of Revenue sets the bond amount based on the licensee's expected tax liability; confirm your required amount on your Department notice.

You need this bond if you are

✓
Operating a tobacco manufacturer's warehouse in Tennessee that stores products for distribution
✓
Applying for a tobacco license the Department of Revenue conditions on a surety bond
✓
Renewing a tobacco bond at the amount the Department reset based on your tax liability
✓
Re-entering after a lapse that reset your bond requirement
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the Department of Revenue. Submit the executed bond to satisfy the Department of Revenue with your tobacco license. Wet-ink originals mailed whenever the state insists on them.

What sets the price

The premium is 1% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.

No credit check up to $10,000. Above that, the carrier may run a soft pull, which never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued on the spot.

Submit the application with the bond amount the Department of Revenue set — the executed bond is generated instantly, ready to file.

Start the application →
FAQ

Common questions.

How much is the Tennessee tobacco tax bond?The premium is 1% of the bond amount the Department of Revenue set, with a $100 minimum, and it appears at the application.
What does the bond guarantee?That you pay the tobacco tax and properly account for the products you store, distribute, or handle. If you fail to remit, the state can recover against the bond — and if the surety pays, you repay the surety. It is not insurance for you.
Is there a credit check?No credit check up to $10,000. Above that, the carrier may run a soft pull, which never affects your score.
Which statute requires it?Tenn. Code Ann. § 67-4-1015, part of the Tobacco Tax Law. It requires a surety bond from tobacco licensees, including operators of a manufacturer's warehouse.
Where do I file it?With the Tennessee Department of Revenue. We issue the executed bond ready to submit with your tobacco license application.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

Other Tennessee bonds.

Nearby states

The same bond in nearby states.

Price and requirements checked on the carrier’s application, . Page updated .

Tobacco tax bond, issued today.

Premiums from $100. Enter the amount the state required and see your price at application.

Your premiumfrom $100
Apply now →