TN alcoholic beverages tax bonds.
$2,250 flat to start. Soft pull.

A Tennessee alcoholic beverage wholesaler beginning business files an initial $75,000 gallonage-tax bond with the Department of Revenue under Tenn. Code Ann. § 57-3-303. Ours is $2,250 flat — 3% of the bond amount. The Department resets the amount after your first four months.

Required to begin wholesaling alcohol in Tennessee — filed with the Department of Revenue
Initial amount is $75,000 for the first four months, then reset to at least 110% of your average tax liability
Soft credit pull only — never affects your score, and the rate stays 3% either way
A-ratedA.M. Best carriers1–2 daystypical issuance1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
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Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to wholesaling.

Your wholesaler account is waiting on this bond. Here is the entire process — no broker phone tag:

TODAY · 5 MINUTES

Apply once, online

Business details, your FEIN, the county where the business sits, and an effective date. The only extra step is a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.

1–2 BUSINESS DAYS

E-sign & file with the Department of Revenue

Pay online and receive the executed bond ready to file with your wholesaler application. Wet-ink originals mailed whenever the state insists.

The whole pricing page.

$75,000 initial bond × 3% = $2,250, one-time per term. Fixed start-up amount, fixed price; we re-issue if the Department resets it.

1-year term
$2,250
2-year term
$4,500
3-year term
$6,750
About this bond

What it is and who needs it.

What the bond actually guarantees

Tennessee taxes alcoholic beverages by the gallon, and a wholesaler collects and remits that tax to the Department of Revenue. The bond guarantees proper payment of all state taxes, penalty, and interest connected with wholesaling and distributing alcoholic beverages — it stands behind the tax you owe before it is settled.

It's a three-party arrangement: you (the principal), the surety carrier, and the State of Tennessee (the obligee). If a wholesaler fails to remit the gallonage tax it owes, the state can recover against the bond — and if the surety pays, you repay the surety.

A new wholesaler files an initial $75,000 bond for the first four months. After that period, the Department resets the bond to not less than 110% of your average tax liability for those four months, for the rest of the year. We re-issue at the new amount at the same flat 3% whenever the Department adjusts it.

Tenn. Code Ann. § 57-3-303Tennessee's wholesaler gallonage-tax bond is executed under Tenn. Code Ann. § 57-3-303 and conditioned on the proper payment of all state taxes, penalty, and interest connected with wholesaling and distributing alcoholic beverages. Per the Department of Revenue's Alcohol Tax Manual, a wholesaler beginning business files an initial $75,000 bond for four months, after which the Department adjusts the amount to not less than 110% of the average tax liability for that period. Confirm your current required amount on your Department of Revenue notice.

You need this bond if you're

Starting an alcohol wholesale business in Tennessee — the initial $75,000 bond opens your account
Importing alcoholic beverages into Tennessee or acquiring from a Tennessee manufacturer for distribution
Renewing a wholesaler bond at the amount the Department of Revenue reset based on your tax liability
Re-entering after a lapse that reset your bond requirement to the start-up figure

Five minutes. The whole thing.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

Why is the bond $75,000? +
$75,000 is the initial start-up amount the Department of Revenue requires for the first four months of wholesaling. After that, the Department resets it to at least 110% of your average tax liability for those four months. We issue the current required amount at a flat 3%.
Do I pay the $75,000? +
No. You pay $2,250 on the initial bond — the flat 3% of the bond amount. The $75,000 is the surety's maximum liability to the state; it's not a deposit, and nobody holds your money.
What happens when the Department resets my amount? +
After your first four months, the Department of Revenue adjusts the bond to not less than 110% of your average tax liability. Send us the new figure and we re-issue the bond at that amount for the same flat 3%.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It informs approval, not price. The rate is a flat 3% either way: credit can affect whether we approve the bond, never what it costs.
Which statute requires it? +
Tenn. Code Ann. § 57-3-303. The bond is conditioned on proper payment of all state taxes, penalty, and interest connected with wholesaling and distributing alcoholic beverages, payable to the State of Tennessee.
Related bonds

Other New York bonds.

The Department of Revenue is waiting on one document.

$2,250 flat to start, five-minute application, e-signed bond in 1–2 business days. Free until issued.

Your premium @ 3%$2,250
Apply now →