Tennessee contractor license bonds.
From $100.
Tennessee licenses contractors through the Board for Licensing Contractors under T.C.A. Title 62, Chapter 6, and certain classifications require a surety bond. The required amount depends on your license type, so enter the figure your classification calls for — pricing starts from $100, with no credit check up to $100,000.
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How much does a Tennessee contractor license bond cost?
1% of the bond amount, from $100. Enter your amount in the calculator for the exact price.
Three steps to bonded.
Your contractor license is waiting on this bond. Here's the entire process — no broker phone tag:
Apply once, online
No credit check up to $100,000.
Approved
Most are approved as soon as you apply. No credit check up to $100,000. If it needs a second look, one to two business days at most.
E-sign & file with the Board
Pay online and receive the executed bond, ready to file with the Tennessee Board for Licensing Contractors. Wet-ink originals mailed whenever the Board insists.
What it is and who needs it.
What the contractor bond actually guarantees
Tennessee licenses contractors through the Board for Licensing Contractors (Department of Commerce and Insurance) under T.C.A. Title 62, Chapter 6. Where a surety bond applies, it is a guarantee of honest, lawful performance — that you do the work according to the standards the chapter sets and follow Tennessee contractor law.
The required amount depends on your license classification. Home improvement contractors in the counties where that registration applies carry a $10,000 minimum bond under T.C.A. § 62-6-503. Other situations — and higher figures tied to a classification or financial review — vary, so the amount you enter should match what the Board requires of your specific license.
It's a three-party arrangement: you (the principal), the surety carrier, and the State of Tennessee together with harmed parties. If you violate contractor law and someone is damaged, they can recover against the bond — and if the surety pays, you repay the surety. It is not insurance for you.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
E-sign & file with the Board. Pay online and receive the executed bond, ready to file with the Tennessee Board for Licensing Contractors. Wet-ink originals mailed whenever the Board insists.
What sets the price
The premium is 1% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued instantly.
These are the actual issuing fields. No credit check up to $100,000. Submit once and your bond is issued when you pay.
Start the application →Common questions.
Other Tennessee bonds.
Price and requirements checked on the carrier’s application, . Page updated .
The Board is waiting on one document.
From $100, no credit check up to $100,000. Enter the amount your classification requires and we’ll get it issued.