When a Tennessee court appoints you to manage a special needs trust and requires a bond, it guarantees you will handle the beneficiary’s money honestly. The court sets the amount — usually tied to the trust assets — and we issue it at a flat 3% with one soft credit pull.
















Most fiduciary bonds clear quickly — enter your amount, consent to a soft pull, and file the executed bond with the court. Here is the whole thing:
Your details, the trust, and the bond amount the court ordered — plus a one-time consent to a soft credit pull. That is the application.
Most fiduciary bonds clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The soft pull never affects your score.
Receive the executed bond ready to file with the clerk so your appointment as trustee can be finalized. Wet-ink originals mailed on request.
Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure the court ordered and the premium updates.
A special needs trust holds assets for someone with a disability without disqualifying them from needs-based benefits. When a Tennessee court appoints a trustee to manage one, it may require a fiduciary surety bond to protect the beneficiary against loss from the trustee’s mismanagement or misappropriation.
Under the Tennessee Uniform Trust Code, a trustee gives bond only if the court finds a bond is needed to protect the beneficiaries or the terms of the trust require it. The court sets the amount when it enters the order — generally based on the value of the trust assets the trustee will control.
The bond protects the beneficiary, not the trustee. If a trustee breaches their fiduciary duty and the beneficiary is harmed, a claim can be made against the bond — and if the surety pays, the trustee repays the surety. Enter the court-ordered amount and we issue it at a flat 3%.
Submit the application with the court-ordered bond amount and a one-time soft-pull consent — the executed bond is typically issued within 1–2 business days, ready to file with the court.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
Five-minute application, flat 3%, $275 minimum, soft pull only. Enter the court-ordered amount and file the executed bond.