Tennessee special needs trust bonds.
From $125.
When a Tennessee court appoints you to manage a special needs trust and requires a bond, it guarantees you will handle the beneficiary’s money honestly. The court sets the amount — usually tied to the trust assets — and we issue it at From $125 with a quick soft credit check.
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How much does a Tennessee special needs trust bond cost?
1% of the bond amount plus a $25 fee, from $125. Enter your amount in the calculator for the exact price.
Three steps. One sitting.
Most fiduciary bonds clear quickly — enter your amount, consent to a soft pull, and file the executed bond with the court. Here is the whole thing:
Apply online
Your details, the trust, and the bond amount the court ordered. That is the application — a quick soft credit check may run as part of review.
Reviewed & approved
Most fiduciary bonds clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. Any credit check is a soft pull that never affects your score.
File with the court
Receive the executed bond ready to file with the clerk so your appointment as trustee can be finalized. Wet-ink originals mailed on request.
What it is and who needs it.
What the trust bond actually guarantees
A special needs trust holds assets for someone with a disability without disqualifying them from needs-based benefits. When a Tennessee court appoints a trustee to manage one, it may require a fiduciary surety bond to protect the beneficiary against loss from the trustee’s mismanagement or misappropriation.
Under the Tennessee Uniform Trust Code, a trustee gives bond only if the court finds a bond is needed to protect the beneficiaries or the terms of the trust require it. The court sets the amount when it enters the order — generally based on the value of the trust assets the trustee will control.
The bond protects the beneficiary, not the trustee. If a trustee breaches their fiduciary duty and the beneficiary is harmed, a claim can be made against the bond — and if the surety pays, the trustee repays the surety. Enter the court-ordered amount and we issue it at From $125.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the court. Receive the executed bond ready to file with the clerk so your appointment as trustee can be finalized. Wet-ink originals mailed on request.
What sets the price
The premium is 1% of the bond amount plus a $25 fee, $125 minimum: the amount the obligee sets moves the price, not your business profile.
One soft credit pull, never a hard inquiry, and it never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, then filed.
Submit the application with the court-ordered bond amount — a soft credit check may run as part of review. The executed bond is typically issued within 1–2 business days, ready to file with the court.
Start the application →Common questions.
Other Tennessee bonds.
Price and requirements checked on the carrier’s application, . Page updated .
Trust bond, filed this week.
From $125, soft credit check may apply. Enter the court-ordered amount and file the executed bond.