TN lottery retailer bonds.
Flat 3%. Enter your amount.

The bond the Tennessee Education Lottery Corporation can require from a retailer as financial security for the tickets and proceeds it handles. The Lottery sets the amount — sized to your ticket sales under T.C.A. 4-51-118 — and we issue it at a flat 3% with no credit check.

Required when the Lottery asks a retailer for security under T.C.A. 4-51-118 and 4-51-119
Amount is set by the Lottery from your ticket sales — never more than two billing periods of expense
Flat 3%, no credit pull — enter the required amount and the premium updates
Flat 3%of your bond amount$275minimum premiumNo creditcheck to issue
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McKinney
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Triple Five
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How it works

Apply to filed in one sitting.

No underwriting queue for the standard retailer bond — enter your amount, pay, and file with the Lottery. Here is the whole thing:

TODAY · 5 MINUTES

Apply online

Your business details, the bond amount the Lottery required, and the effective date — that is the entire application.

INSTANTLY

Issued on the spot

No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.

SAME DAY

File with the Education Lottery

Submit the executed bond to the Tennessee Education Lottery Corporation to satisfy your retailer security requirement. Wet-ink originals mailed whenever they insist.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure the Lottery required and the premium updates.

$5,000 bond
$275
$10,000 bond
$300
$25,000 bond
$750
About this bond

What it is and who needs it.

What the retailer bond actually covers

Tennessee runs its lottery through the Tennessee Education Lottery Corporation (TELC) under the Tennessee Education Lottery Implementation Law (T.C.A. Title 4, Chapter 51). Retailers sell tickets on the Lottery’s behalf and owe it for the tickets and proceeds — so TELC can require financial security from a retailer to protect those funds.

A bond is not required of every retailer. When TELC does require one, the amount is set by the Corporation, based on the retailer’s anticipated ticket sales — and by rule it never exceeds a district’s lottery ticket expense for two billing periods. The statute calls for an “appropriate bond,” leaving the figure to the Lottery.

The bond guarantees the retailer pays all sums due TELC for tickets and proceeds and complies with the lottery rules. If a retailer falls short, TELC can recover against the bond — and if the surety pays, the retailer repays the surety. We issue the amount TELC set, at a flat 3% with no credit check.

T.C.A. § 4-51-118 (Tennessee Education Lottery)Under the Tennessee Education Lottery Implementation Law (T.C.A. Title 4, Chapter 51, including § 4-51-118), the Tennessee Education Lottery Corporation may require a retailer to post an appropriate bond or financial security for the tickets and proceeds it handles. The amount is set by the Corporation based on anticipated sales and, by rule, does not exceed a district’s lottery ticket expense for two billing periods. Confirm your amount with TELC.

You need this bond if you are

A lottery retailer TELC has asked to post financial security
A new retail location the Lottery wants bonded before activating sales
A high-volume seller whose ticket sales triggered a security requirement
Reinstating a retailer account after a shortfall that prompted a bond

Five minutes, issued on the spot.

Submit the application with the bond amount the Lottery set — the executed bond is generated instantly, ready to file with TELC.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Tennessee lottery retailer bond? +
The premium is a flat 3% of the bond amount, with a $275 minimum. The amount itself is set by the Tennessee Education Lottery Corporation, based on your ticket sales. Enter the figure they gave you and the quote updates.
Does every lottery retailer need a bond? +
No. The Education Lottery requires security only from some retailers, based on sales volume and account history. When it does, it names the amount — capped by rule at a district’s lottery ticket expense for two billing periods.
Who sets the bond amount? +
The Tennessee Education Lottery Corporation. The statute calls for an “appropriate bond,” leaving the figure to the Corporation’s licensing division, which sizes it to your anticipated sales.
Is there a credit check? +
No — the retailer bond is issued with no credit pull. Larger bond amounts may get a quick soft-pull review, which never affects your credit score.
What does the bond guarantee? +
That you pay TELC all sums due for lottery tickets and proceeds and follow the lottery rules. If you fall short, TELC can recover against the bond — and if the surety pays, you repay the surety.
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Lottery retailer bond, issued today.

Five-minute application, flat 3%, $275 minimum. Enter the amount the Lottery required and file the same day.

Your premium @ 3%$300
Apply now →