TN notary bonds.
$300. Five minutes.

Every Tennessee notary must file a $10,000 surety bond with the county clerk before taking office — it runs the full four-year term of the appointment. Ours is $300 flat, which is 3% of the bond amount, with no credit check. This is the bond only, with no errors-and-omissions coverage.

Required for every TN notary appointment — filed with your county clerk under T.C.A. 8-16-104
Fixed $10,000, four-year term — matches the notary commission, $300, no quote process
Bond only — no E&O coverage; it protects the public, not you
A-ratedA.M. Best carriersFastoften same purchase4-yearterm of office
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

Notary bonds are the simplest thing we issue. Here's the entire process:

NOW · 5 MINUTES

Apply online

Your details and the effective date. That's the application — no financials, no credit check section, no follow-up.

MINUTES, USUALLY

Pay & e-sign

Notary bonds issue right after purchase — many notaries have the bond in the same sitting. At most, 1–2 business days.

SAME DAY

File with your county clerk

Your executed bond arrives by email, ready to file with the county clerk along with your notary application or renewal. Wet-ink original mailed on request.

The whole pricing page.

$10,000 bond × 3% = $300, one time, for the full four-year appointment. Fixed amount, fixed price.

4-year term
$300
Bond amount
$10,000
E&O coverage
none
About this bond

What it is and who needs it.

What the notary bond actually guarantees

Before a Tennessee notary takes office, the law requires a $10,000 surety bond filed with the county clerk, conditioned on the faithful discharge of the notary’s duties. The county clerk reviews the bond for compliance and files it in the clerk’s office; it runs the four-year term of the notary commission.

The bond protects the public, not the notary. If a notary’s error or misconduct causes someone a financial loss, the harmed party can recover against the bond — and if the surety pays, the notary repays the surety. That’s the key difference from E&O insurance, which would protect the notary.

This is the bond without E&O coverage. Many notaries add an errors-and-omissions policy separately to cover their own liability, but it is optional and not required by the state. The $10,000 bond is the mandatory piece — and that’s what we issue here at a flat 3%.

T.C.A. § 8-16-104 (Surety bond)T.C.A. § 8-16-104 requires every notary public, before entering office, to give a $10,000 surety bond payable to the state, conditioned on the faithful discharge of the notary’s duties, filed with and reviewed by the county clerk. The bond runs the four-year term of the appointment. E&O coverage is separate and optional — this bond does not include it.

You need this bond if you are

Applying to become a TN notary — the bond is filed with your appointment
Renewing your notary commission for another four-year term
A signing agent or closer who must be a commissioned notary to work
Moving to a new county and re-filing your notary bond with that clerk

Five minutes. The whole thing.

These are the actual issuing fields — no credit check section, because this bond doesn't have one.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Tennessee notary bond? +
The premium is $300 — a flat 3% of the $10,000 bond amount, for the full four-year appointment, not per year. The $10,000 is set by statute, so there’s no quote process.
Does this include E&O insurance? +
No. This is the $10,000 surety bond only, which protects the public. Errors-and-omissions coverage protects you, the notary, and is a separate optional policy — not required by the state.
Do I pay the $10,000? +
No. You pay $300. The $10,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
Is there a credit check? +
No — the notary bond application has no credit section at all. It's one of the simplest bonds we issue.
How long does the bond last? +
It runs the four-year term of your notary commission, matching your appointment. When you renew your commission, you file a new bond — we send a reminder before it expires.
Related bonds

Other New York bonds.

Finish your notary application today.

$300 flat for the four-year term, five-minute application, bond often issued in the same sitting. Free until issued.

Your premium @ 3%$300
Apply now →