Every Tennessee notary must file a $10,000 surety bond with the county clerk before taking office — it runs the full four-year term of the appointment. Ours is $300 flat, which is 3% of the bond amount, with no credit check. This is the bond only, with no errors-and-omissions coverage.
















Notary bonds are the simplest thing we issue. Here's the entire process:
Your details and the effective date. That's the application — no financials, no credit check section, no follow-up.
Notary bonds issue right after purchase — many notaries have the bond in the same sitting. At most, 1–2 business days.
Your executed bond arrives by email, ready to file with the county clerk along with your notary application or renewal. Wet-ink original mailed on request.
$10,000 bond × 3% = $300, one time, for the full four-year appointment. Fixed amount, fixed price.
Before a Tennessee notary takes office, the law requires a $10,000 surety bond filed with the county clerk, conditioned on the faithful discharge of the notary’s duties. The county clerk reviews the bond for compliance and files it in the clerk’s office; it runs the four-year term of the notary commission.
The bond protects the public, not the notary. If a notary’s error or misconduct causes someone a financial loss, the harmed party can recover against the bond — and if the surety pays, the notary repays the surety. That’s the key difference from E&O insurance, which would protect the notary.
This is the bond without E&O coverage. Many notaries add an errors-and-omissions policy separately to cover their own liability, but it is optional and not required by the state. The $10,000 bond is the mandatory piece — and that’s what we issue here at a flat 3%.
These are the actual issuing fields — no credit check section, because this bond doesn't have one.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$300 flat for the four-year term, five-minute application, bond often issued in the same sitting. Free until issued.