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Oak Ridge building contractor bonds.
$100 flat.

Also known as the Oak Ridge, Tennessee Building Contractor License Bond.

The City of Oak Ridge, Tennessee requires a building contractor to file a $5,000 surety bond to license and work in the city. Ours is $100 flat — the price you see is the checkout price — with a short online application.

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Required to license as a building contractor in the City of Oak Ridge
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Fixed price, fixed amount — $5,000 bond, $100, no quote process
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One application with e-signed delivery ready to file
A-ratedA.M. Best carriersInstantunderwriting processNo credit checkfor this bond
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does an Oak Ridge building contractor bond cost?

$100 at the $5,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

A municipal license bond like this is about the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That's the application — no financials, no lengthy underwriting file.

MINUTES, USUALLY

Pay & e-sign

Fixed-price municipal bonds like this are among the thousands of bond types that issue right after purchase.

SAME DAY

File with the City

Your executed bond and power of attorney arrive by email, ready to file with your Oak Ridge building contractor license application. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Oak Ridge conditions a building contractor license on a $5,000 surety bond filed with the City. The bond stands behind the licensed contractor's compliance with the City's licensing conditions and building-code requirements on construction work performed within Oak Ridge.

It's a three-party arrangement: you (the principal), the surety carrier, and the City of Oak Ridge (the obligee), with property owners and the City itself as parties the bond can protect. If a licensed contractor fails to perform covered obligations, a harmed party can make a claim against the bond up to its $5,000 face amount.

It is not insurance for you — if the surety pays a claim, you repay the surety. The bond generally needs to stay active for the life of the license, so confirm renewal timing directly with Oak Ridge's Codes Enforcement department when you file.

City of Oak Ridge Codes EnforcementOak Ridge's Codes Enforcement department administers contractor licensing, including the building contractor license, and sets the $5,000 bond as a condition of licensure. We could not independently verify a specific municipal code section for this requirement, so we name the department rather than cite a number — confirm the exact code section and any additional licensing steps directly with the City before filing.

You need this bond if you're

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Applying for a new building contractor license in Oak Ridge, Tennessee
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Renewing an existing license whose current bond is expiring or non-renewing
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Moving your construction business into Oak Ridge from another jurisdiction
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Reinstating a lapsed license that needs a fresh bond filing
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $5,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the City. Your executed bond and power of attorney arrive by email, ready to file with your Oak Ridge building contractor license application. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $100 at the $5,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

No credit check.

One application, issued instantly.

These are the actual issuing fields for this bond — short, and built for a same-sitting application.

Start the application →
FAQ

Common questions.

How much is the Oak Ridge building contractor license bond?The premium is $100 flat — set by our carrier's rate book for this bond, the same for every applicant. The $5,000 bond amount is set by the City of Oak Ridge, so there is no quote process.
Do I pay the $5,000?No. You pay $100. The $5,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
How fast will I have the bond?Fixed-price municipal bonds like this are among the thousands of bond types that issue right after purchase — many applicants finish the application and have the bond in the same sitting.
Is there a credit check?No credit check: the application collects no credit information. Most applicants approve instantly.
How is this different from the electrical contractor bond?Same city, same $5,000 amount, different trade class — Oak Ridge licenses building and electrical contractors separately, and each license needs its own bond. We write both; pick the electrical contractor bond if that's your trade.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

Other Tennessee bonds.

Been told you need a different amount?

Price and requirements checked on the carrier’s application, . Page updated .

Finish your Oak Ridge license filing today.

$100 flat, no credit check, bond often issued in the same sitting. Free until issued.

Your price$100
Apply now →