TN notary bonds.
$275. Five minutes.
Tennessee requires every notary public to file a $10,000 surety bond with the county clerk under Tenn. Code Ann. § 8-16-104. Ours is $275 flat — our minimum premium covers the whole term. The application is five minutes, and notary bonds are the fastest thing we issue.
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Three steps. One sitting.
Notary bonds are the simplest thing in surety. Here's the entire process:
Apply online
Your name, the county where you reside, the county where you are seeking appointment, and an effective date that matches your notary term. That's the application — no credit check section.
Pay & e-sign
Notary bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
File with your county clerk
Your executed bond arrives by email, ready to present to the county clerk where you were elected. The clerk reviews and files it before you receive your commission. Wet-ink original mailed on request.
The whole pricing page.
$10,000 bond — 3% is $300, but our $275 minimum is lower, so you pay $275. Fixed amount, fixed price, multi-year if you want it.
What it is and who needs it.
What the bond actually guarantees
A Tennessee notary bond is a public-protection guarantee conditioned on the faithful discharge of your notary duties. The state wants a financial backstop so the public can recover if a notary's mistake or misconduct causes someone a financial loss.
It's a three-party arrangement: you (the principal), the surety carrier, and the State of Tennessee (the obligee), payable to the state for the benefit of anyone harmed. If a notary notarizes a signature they didn't witness, or otherwise fails their duties and someone is harmed, the harmed party can recover against the bond — up to $10,000.
This is not errors-and-omissions coverage for you. If the surety pays a claim, you repay the surety. You present the executed bond to the county clerk where you were elected; the clerk reviews it for compliance and files it before issuing your commission.
You need this bond if you're
Five minutes. The whole thing.
These are the actual issuing fields — no credit check section, because this bond doesn't have one.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
How much is the Tennessee notary bond? +
Do I pay the $10,000? +
Where do I file the bond? +
Is there a credit check? +
Does the bond cover my mistakes? +
Other New York bonds.
Finish your notary checklist today.
$275 flat, five-minute application, bond often issued in the same sitting. Free until issued.