TN health club bonds.
$750. Five minutes.
Tennessee requires a for-profit health club that collects prepaid dues to register with the Division of Consumer Affairs and post a $25,000 surety bond under Tenn. Code Ann. § 47-18-301 et seq. Ours is $750 flat — 3% of the bond amount — with no credit check on this bond.
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Three steps. One sitting.
Registration bonds are the simplest thing in surety. Here's the entire process:
Apply online
Business details and an effective date. That's the application — no financials, no credit check section, no follow-up scavenger hunt.
Pay & e-sign
Registration bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
File with your registration
Your executed bond arrives by email, ready to file with your Division of Consumer Affairs health club registration or renewal. Wet-ink original mailed on request.
The whole pricing page.
$25,000 bond × 3% = $750, one-time per term. Fixed amount, fixed price, multi-year if you want it.
What it is and who needs it.
What the bond actually guarantees
A Tennessee health club bond is a member-protection guarantee. Clubs that take prepaid membership dues register with the Division of Consumer Affairs under the Consumer Protection Act, and the state wants a financial backstop so members aren't left without service or a refund if the club closes.
It's a three-party arrangement: you (the principal), the surety carrier, and the State of Tennessee (the obligee), with your members as the protected parties. If a club shuts down or can't deliver the contracted services, members can recover their prepaid dues against the bond, up to the full $25,000.
The bond must stay active while you hold prepaid memberships. Let it lapse and your registration can be pulled — so we track it and notify you 60 and 30 days out, keeping your $25,000 filing continuous. The surety must give the state 30 days' notice before any cancellation.
You need this bond if you're
Five minutes. The whole thing.
These are the actual issuing fields — no credit check section, because this bond doesn't have one.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
How much is the Tennessee health club bond? +
Do I pay the $25,000? +
Who requires this bond? +
Is there a credit check? +
When does it renew? +
Other New York bonds.
Finish your registration checklist today.
$750 flat, five-minute application, bond often issued in the same sitting. Free until issued.