Nashville/Davidson building contractor bonds.
$100 flat.
The Metropolitan Government of Nashville and Davidson County requires a building contractor to file a $10,000 surety bond before Codes & Building Safety will issue a permit for a contract or bid under $25,000 — ours is $100 flat, and the price you see is the price you pay at checkout. No credit check, so most applicants approve instantly.
Trusted by industry leaders
How much does a Nashville/Davidson building contractor bond cost?
$100 at the $10,000 amount, the same for every applicant.
Three steps. One sitting.
A fixed-amount Metro permit bond is about the simplest thing in surety. Here's the whole process:
Apply online
Business and applicant details, plus an effective date. That's the application — the fields are the same ones Metro Codes & Building Safety asks for on its own building permit bond paperwork.
Pay & e-sign
Fixed-amount municipal bonds like this are among the thousands of bond types that issue right after purchase.
File with Metro Codes
Your executed bond and power of attorney arrive by email, ready to file with Metro Codes & Building Safety alongside your building permit application. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
A Nashville/Davidson building contractor bond is a compliance guarantee. Before the Metropolitan Government's Codes & Building Safety department will issue a building permit, it wants assurance that construction will meet Metro's adopted building code standards and that property owners are protected if it doesn't.
Metro sets the bond amount by contract size: $10,000 covers contracts or bids under $25,000, while a $40,000 bond applies once a contract or bid reaches $25,000 or more. Confirm which tier applies to your work before you apply — we write both.
It's a three-party arrangement: you (the principal), the surety carrier, and the Metropolitan Government of Nashville and Davidson County (the obligee). It is not insurance for you — if the surety pays a valid claim against the bond, you repay the surety. The bond must stay active for as long as you hold a Metro contractor permit, so we track it and notify you 60 and 30 days out to keep your $10,000 filing continuous.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $10,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with Metro Codes. Your executed bond and power of attorney arrive by email, ready to file with Metro Codes & Building Safety alongside your building permit application. Wet-ink original mailed on request.
What sets the price
The premium is fixed at $100 at the $10,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
No credit check.
One application, issued instantly.
These are the actual issuing fields. No credit check.
Start the application →Common questions.
Other Tennessee bonds.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
Finish your Metro building permit filing today.
$100 flat, no credit check, bond often issued in the same sitting. Free until issued.