Nashville/Davidson building contractor bonds.
$100 flat.

The Metropolitan Government of Nashville and Davidson County requires a building contractor to file a $10,000 surety bond before Codes & Building Safety will issue a permit for a contract or bid under $25,000 — ours is $100 flat, and the price you see is the price you pay at checkout. The application collects no credit information, so most applicants approve instantly.

Required by Metro Nashville & Davidson County Codes & Building Safety for building contracts and bids under $25,000
Fixed price, fixed amount — $10,000 bond, $100, no quote process
Multi-year terms available — set it once, keep your permit filing active for up to 3 years
A-ratedA.M. Best carriersInstantunderwriting processSoft pull onlynever a hard inquiry
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

A fixed-amount Metro permit bond is about the simplest thing in surety. Here's the whole process:

NOW · ONLINE

Apply online

Business and applicant details, plus an effective date. That's the application — the fields are the same ones Metro Codes & Building Safety asks for on its own building permit bond paperwork.

MINUTES, USUALLY

Pay & e-sign

Fixed-amount municipal bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with Metro Codes

Your executed bond and power of attorney arrive by email, ready to file with Metro Codes & Building Safety alongside your building permit application. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

A Nashville/Davidson building contractor bond is a compliance guarantee. Before the Metropolitan Government's Codes & Building Safety department will issue a building permit, it wants assurance that construction will meet Metro's adopted building code standards and that property owners are protected if it doesn't.

Metro sets the bond amount by contract size: $10,000 covers contracts or bids under $25,000, while a $40,000 bond applies once a contract or bid reaches $25,000 or more. Confirm which tier applies to your work before you apply — we write both.

It's a three-party arrangement: you (the principal), the surety carrier, and the Metropolitan Government of Nashville and Davidson County (the obligee). It is not insurance for you — if the surety pays a valid claim against the bond, you repay the surety. The bond must stay active for as long as you hold a Metro contractor permit, so we track it and notify you 60 and 30 days out to keep your $10,000 filing continuous.

Metro Nashville/Davidson County Codes & Building SafetyThe Metropolitan Government of Nashville and Davidson County, Tennessee requires every licensed building contractor to file a permit bond before Codes & Building Safety will approve a building permit, sized at $10,000 for contracts or bids under $25,000 and $40,000 at or above that threshold. We were not able to independently verify a specific Metro Code section or form number governing this requirement, so confirm your exact bond terms with Codes & Building Safety before you apply.

You need this bond if you're

Pulling a new Metro building permit for a contract or bid under $25,000
Renewing a Metro building contractor permit whose current bond is expiring
Taking on building work in Nashville or Davidson County for the first time
Reinstating a lapsed Metro contractor permit that needs a fresh bond filing

One application, issued instantly.

These are the actual issuing fields — the application collects no credit information.

Start the application →
FAQ

Common questions.

How much is the Nashville/Davidson building contractor bond?The premium is $100 flat, set by our carrier for this specific $10,000 bond — the same for every applicant in this tier. The $10,000 bond amount is set by Metro for contracts and bids under $25,000, so there is no quote process.
Do I pay the $10,000?No. You pay $100. The $10,000 is the surety's maximum liability if Metro makes a valid claim against the bond — not a deposit, and nobody holds your money.
How fast will I have the bond?Fixed-amount municipal bonds like this issue fast — many applicants finish the application and have the bond in the same sitting. At most, 1–2 business days.
Is there a credit check?The application collects no credit information, so most applicants approve instantly. If a check ever runs on a bond like this, it's a soft pull only — it never affects your credit score.
What if my contracts are $25,000 or more?Then Metro requires the $40,000 permit bond instead of this $10,000 one — the tier is set by your contract or bid size, not by your trade. Ask us for the $40,000 version if that's your bracket.
Related bonds

Other Tennessee bonds.

Finish your Metro building permit filing today.

$100 flat, soft pull only, bond often issued in the same sitting. Free until issued.

Your price$100
Apply now →