Metro Nashville building contractor bonds.
$200 flat.
The Metropolitan Government of Nashville and Davidson County requires licensed building contractors to post a $40,000 bond — ours is $200 flat, and the price you see is the price you pay at checkout. The bond issues the moment you pay — no credit check.
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How much does a Metro Nashville building contractor bond cost?
$200 at the $40,000 amount, the same for every applicant.
Three steps. One sitting.
Contractor license bonds are about the simplest thing in surety. Here's the whole process:
Apply online
Business details and an effective date. That is the application. No credit check.
Pay & e-sign
Fixed-amount contractor bonds like this are among the thousands of bond types that issue right after purchase.
File with Metro
Your executed bond and power of attorney arrive by email, ready to file with the Metro Nashville Codes / contractor licensing office. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
A Metro Nashville building contractor bond is a license and code-compliance guarantee. The Metropolitan Government wants assurance that a licensed building contractor will follow its building codes and permit rules — and that there's a financial backstop if the work or conduct violates them.
It's a three-party arrangement: you (the principal), the surety carrier, and the Metropolitan Government of Nashville and Davidson County (the obligee). If a violation of the contractor licensing or building rules causes harm, the affected party or Metro can recover against the bond.
The bond must stay active for the life of your license. Let it lapse and Metro can suspend your contractor license — so we track it and notify you 60 and 30 days out, keeping your $40,000 filing continuous.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $40,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with Metro. Your executed bond and power of attorney arrive by email, ready to file with the Metro Nashville Codes / contractor licensing office. Wet-ink original mailed on request.
What sets the price
The premium is fixed at $200 at the $40,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
No credit check.
One application, issued instantly.
These are the actual issuing fields. No credit check.
Start the application →Common questions.
Other Tennessee bonds.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
Finish your Metro Nashville license checklist today.
$200 flat, no credit check, bond often issued in the same sitting. Free until issued.