TN modular manufacturer bonds.
$3,000 flat. Soft pull.
Tennessee requires every licensed manufacturer of modular building units to file a $100,000 surety bond with the Department of Commerce & Insurance. Ours is $3,000 flat — 3% of the bond amount, the same for every manufacturer. One soft credit pull, e-signed in 1–2 business days.
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Three steps to licensed.
Your modular manufacturer license is waiting on this bond. Here's the whole process — no broker phone tag:
Apply once, online
Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.
Reviewed & approved
Most clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.
E-sign & file with Commerce & Insurance
Pay online and receive the executed bond on the state form, ready to file with your modular manufacturer license application or renewal. Wet-ink originals mailed on request.
The whole pricing page.
$100,000 bond × 3% = $3,000, one-time per term. Fixed amount, fixed price, multi-year if you want it.
What it is and who needs it.
What the bond actually guarantees
Tennessee regulates factory-built modular construction under the Modular Building Act, administered by the Department of Commerce & Insurance. A modular manufacturer license is conditioned on a $100,000 surety bond for the benefit of anyone who suffers loss from code-related non-compliance with the Act or its rules.
It's a three-party arrangement: you (the principal), the surety carrier standing behind you, and the State of Tennessee together with anyone harmed by a non-compliant unit (the protected parties). If a manufacturer ships units that violate the code provisions of the Act, a harmed party can recover against the bond.
A separate bond is required for each place of business you operate. The bond is not insurance for you — if the surety pays a claim, you repay the surety. We track the filing and notify you 60 and 30 days out so the license never lapses over a missed renewal.
You need this bond if you're
Five minutes. The whole thing.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
How much is the Tennessee modular manufacturer bond? +
Do I pay the $100,000? +
Do I need a separate bond for each plant? +
Is there a credit check? +
When does it renew? +
Other New York bonds.
Commerce & Insurance is waiting on one document.
$3,000 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.