TN $1M contractor bonds.
$30,000 flat. Soft pull.
Tennessee contractors whose license monetary limit exceeds $1,500,000 file a $1,000,000 surety bond with the Board for Licensing Contractors. Ours is $30,000 flat — 3% of the bond amount. One soft credit pull, e-signed in 1–2 business days.
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Three steps to licensed.
Your contractor license limit is waiting on this bond. Here's the whole process — no broker phone tag:
Apply once, online
Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.
Reviewed & approved
A $1M bond gets a real underwriting look, but most clear quickly; you hear from an underwriter within 48 hours if anything else is needed. The credit check is a soft pull that never affects your score.
E-sign & file with the Board
Pay online and receive the executed bond on the Board’s form, ready to file with your contractor license application or limit increase. Wet-ink originals mailed on request.
The whole pricing page.
$1,000,000 bond × 3% = $30,000, one-time per term. Fixed amount, fixed price, multi-year if you want it.
What it is and who needs it.
What the bond actually guarantees
Tennessee licenses commercial and residential contractors through the Board for Licensing Contractors, and ties a surety bond requirement to your license monetary limit. A contractor whose limit exceeds $1,500,000 files a $1,000,000 bond; lower limits file a $500,000 bond, and home-improvement and other categories carry their own smaller amounts.
The bond guarantees you comply with the contractor licensing law in Title 62 — it stands behind your performance of construction contracts and your obligation to pay for labor, materials, and professional services. It is a public- and consumer-protection guarantee, not a payment or performance bond for any single project.
The bond is not insurance for you — if the surety pays a valid claim, you repay the surety. Make sure you’re filing the right tier: confirm your license monetary limit before buying, and send it to us if you’re unsure which amount applies.
You need this bond if you're
Five minutes. The whole thing.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
Why is this bond $1,000,000? +
Do I pay the $1,000,000? +
Who requires this bond? +
Is there a credit check? +
I’m not sure which bond amount I need. +
Other New York bonds.
Your license limit is waiting on one document.
$30,000 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.