City of Memphis right-of-way bonds.
Flat 3%. Five minutes.

The City of Memphis requires a right-of-way permit bond before a contractor or utility cuts, excavates, or obstructs a public street, sidewalk, or alley. We write it at a flat 3% of the bond amount the City sets on your permit, with a $275 minimum — the application is five minutes.

Required for a City of Memphis right-of-way / street-cut permit — set by Public Works
Flat 3% of the bond amount — same rate for everyone, $275 minimum
Enter the amount your permit lists — we price it instantly off that
A-ratedA.M. Best carriersFlat 3%$275 minimumFastoften same purchase
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Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

Right-of-way permit bonds are quick. Here's the entire process:

NOW · 5 MINUTES

Apply online

Enter the bond amount on your permit, the work location, and the permit number. That's the application — no financials, no credit check section.

MINUTES, USUALLY

Pay & e-sign

Permit bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with your permit

Your executed bond and power of attorney arrive by email, ready to file with the City of Memphis right-of-way / street-cut permit. Wet-ink original mailed on request.

The whole pricing page.

Bond amount × 3% = premium, $275 minimum. Enter the amount Memphis put on your permit and the price is instant.

$5,000 bond
$275 (min)
$10,000 bond
$300
$25,000 bond
$750
About this bond

What it is and who needs it.

What the bond actually guarantees

A right-of-way permit bond is a restoration and compliance guarantee. When you open a Memphis street, sidewalk, or alley, the City wants assurance that you'll backfill, repave, and restore the right of way to City standards — and that the public is protected while the work is open.

It's a three-party arrangement: you (the principal), the surety carrier, and the City of Memphis (the obligee). If you abandon a cut, leave a hazard, or fail to restore the surface, the City can recover its repair costs against the bond.

The bond stays in force for the term of your permit. We track the dates and notify you 60 and 30 days out so a multi-job or annual right-of-way permit never lapses on you.

City of Memphis — right-of-way / street-cut permitThe City of Memphis conditions a permit to excavate, obstruct, or work in the public right of way on a surety bond, with the bond amount set by the City on the permit. The amount and terms are administered by the Memphis Division of Public Works. We frame this conservatively and do not cite a specific ordinance number we have not verified.

You need this bond if you're

A contractor cutting or excavating a Memphis street for utilities, paving, or driveways
A utility or telecom working in the City of Memphis right of way
Obstructing a sidewalk or lane with a dumpster, scaffold, or staging
Pulling an annual right-of-way permit that the City wants bonded

Five minutes. The whole thing.

These are the actual issuing fields — no credit check section, because this bond doesn't have one.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Memphis right-of-way permit bond? +
A flat 3% of the bond amount the City of Memphis sets on your permit, with a $275 minimum. A $10,000 bond is $300; a $25,000 bond is $750. Same rate for everyone.
What bond amount do I enter? +
Enter the amount listed on your City of Memphis right-of-way / street-cut permit. If the permit gives a range or you are not sure, send us the permit and we will confirm before you pay.
How fast will I have the bond? +
Permit bonds like this are among the thousands of bond types that issue right after purchase — many contractors finish the application and have the bond in the same sitting. At most, 1–2 business days.
Is there a credit check? +
Not on this bond — the application has no credit section at all.
Do I pay the bond amount? +
No. You pay the 3% premium. The bond amount is the surety's maximum liability if the City makes a valid claim — not a deposit.
Related bonds

Other New York bonds.

Pull your Memphis permit today.

Flat 3%, $275 minimum, five-minute application, bond often issued in the same sitting. Free until issued.

Your premium @ 3%$300
Apply now →