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Smithfield road opening bonds.
From $100.

Before you open, cut, or excavate a road or other public way in Smithfield, the Town of Smithfield Department of Public Works requires a permit backed by a surety bond that guarantees you restore the pavement and right-of-way. Your permit names the amount, and premiums cost 1% of the bond amount, $100 minimum.

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Required by the Town of Smithfield Department of Public Works before you open or excavate a town road or right-of-way
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Guarantees you restore the pavement and right-of-way to the town's standards after the work is finished
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1% of the bond amount, $100 minimum — enter the amount on your permit and see your exact price at application
1% of amount$100 minimumClear pricingshown at the applicationNo credit check up to $100,000above that, a soft pull at most, never a hard inquiry
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Smithfield road opening bond cost?

1% of the bond amount, from $100. Enter your amount in the calculator for the exact price.

How it works

Three steps. One sitting.

No underwriting queue for the standard road opening bond — enter your amount, pay, and file with the town. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount on your road opening permit, and the effective date — that is the application.

INSTANTLY

Issued

Most applications generate the executed bond as soon as you pay. No credit check up to $100,000. Larger amounts may get a brief review.

SAME DAY

File with Smithfield Public Works

Submit the executed bond with your road opening permit application to the Town of Smithfield Department of Public Works. Wet-ink originals mailed on request.

About this bond

What it is and who needs it.

What the Smithfield road opening bond actually covers

When you open, cut, or otherwise excavate a road, street, or other public way in Smithfield — for a utility tie-in, a drain or sewer connection, a driveway cut, or similar work in the public right-of-way — the Town of Smithfield requires a road opening permit conditioned on a surety bond.

The bond runs to the Town of Smithfield as obligee. It guarantees that you complete the work and restore the road surface, shoulder, and right-of-way to the town's standards, so the public way is left as good as you found it. If work is left unfinished or a patch fails, the town can draw on the bond to cover its own restoration cost.

It is not insurance for you — if the surety pays a claim, you repay the surety. There is no single statewide fee schedule for this permit; the Department of Public Works sets the required bond amount case by case, generally scaled to the size and location of the opening. Enter the figure your permit names; premiums are priced at 1% of that amount, $100 minimum, and no credit check up to $100,000.

Town of Smithfield Department of Public WorksThe Town of Smithfield's Department of Public Works administers road and street opening permits and sets the bond amount required for each permit. We were not able to independently verify a specific municipal code section number for this requirement, so we cite the department rather than an ordinance number — confirm the required bond amount and permit conditions with the department before you rely on this page for a specific citation.

You need this bond if you are

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Opening a Smithfield town road or street for a utility, sewer, or drain connection
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Cutting a driveway apron or curb that encroaches on the town right-of-way
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A contractor pulling a road opening permit from Smithfield Public Works
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A utility company or its subcontractor working inside a Smithfield road or right-of-way
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with Smithfield Public Works. Submit the executed bond with your road opening permit application to the Town of Smithfield Department of Public Works. Wet-ink originals mailed on request.

What sets the price

The premium is 1% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.

No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, then it issues.

Submit the application with the bond amount named on your road opening permit — no credit check up to $100,000, and most amounts price instantly.

Start the application →
FAQ

Common questions.

How much is the Smithfield road opening bond?The premium is 1% of the bond amount, $100 minimum. The bond amount itself is set by the Town of Smithfield Department of Public Works on your road opening permit, generally scaled to the size and location of the opening. Enter that figure at the application and your exact price appears.
What amount should I enter?Use the bond amount stated on your Smithfield road opening permit. If your permit has not yet stated a figure, contact the Department of Public Works — they set the required amount for each opening before you can enter your price here.
What does the bond guarantee?That you restore the road surface, shoulder, and right-of-way to the town's standards once your work is done. If the opening is left unrestored, Smithfield can draw on the bond to cover its own repair cost — and if the surety pays, you repay the surety.
Where do I file it?With the Town of Smithfield Department of Public Works, alongside your road opening permit application. We issue the executed bond ready to submit the same day it prices.
Is there a credit check?No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score. Most applicants price and issue instantly.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

Smithfield road opening bond, priced today.

Premiums from $100. Enter the amount on your permit and file with the town the same day.

Your premiumfrom $100
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