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Oregon private investigator bonds.
$100 flat.

Oregon requires every private investigator to file a fixed $5,000 bond with the Department of Public Safety Standards and Training (DPSST) under ORS 703.415 — ours is $100, set by our carrier’s rate book for this bond. The bond issues the moment you pay — no credit check.

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Required for your Oregon PI license — new applicants and renewals through DPSST
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Fixed price, fixed amount — $5,000 bond, $100, no quote process
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No credit check — the application collects no credit information
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does an Oregon private investigator bond cost?

$100 at the $5,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

License bonds are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That is the application. No credit check.

MINUTES, USUALLY

Pay & e-sign

License bonds like this are among the thousands of bond types that issue right after purchase.

SAME DAY

File with DPSST

Your executed bond and power of attorney arrive by email, ready to file with your DPSST private investigator license application or renewal. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Oregon licenses private investigators through the Department of Public Safety Standards and Training (DPSST), and conditions the license on a $5,000 surety bond under ORS 703.415. The bond is a client-and-public-protection guarantee: it backs your duty to perform investigative work properly and lawfully.

It's a three-party arrangement: you (the principal), the surety carrier, and the State of Oregon (the obligee), with the people you serve as the protected parties. The bond covers amounts ordered against you for negligent or improper work, breach of contract, or misuse of personal information the PI statutes restrict.

The bond must stay active for the life of your license. DPSST also accepts an irrevocable letter of credit or errors-and-omissions coverage of at least $5,000 in its place — but a surety bond is usually the cheapest option, and we track it and notify you 60 and 30 days out so your filing stays continuous.

ORS 703.415ORS 703.415 conditions an Oregon private investigator license on filing a $5,000 surety bond with DPSST, conditioned on performing investigative work as defined in ORS Chapter 703 and paying amounts ordered for negligent or improper work or breach of contract. An irrevocable letter of credit or errors-and-omissions insurance of at least $5,000 is accepted in the bond’s place.

You need this bond if you're

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Applying for an OR private investigator license — the bond is filed with your DPSST application
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Renewing your PI license and your bond is expiring or your surety non-renewed
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An out-of-state investigator getting licensed to work in Oregon
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A new investigator meeting the bond condition before DPSST issues the license
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $5,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with DPSST. Your executed bond and power of attorney arrive by email, ready to file with your DPSST private investigator license application or renewal. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $100 at the $5,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

No credit check.

One application, issued instantly.

These are the actual issuing fields. No credit check.

Start the application →
FAQ

Common questions.

How much is the Oregon private investigator bond?The premium is $100, set by our carrier’s rate book for this bond. The $5,000 bond amount is set by statute, so there is no quote process; every investigator pays the same $100 for a one-year term.
Do I pay the $5,000?No. You pay $100. The $5,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
How fast will I have the bond?License bonds like this are among the thousands of bond types that issue right after purchase — many investigators finish the application and have the bond in the same sitting.
Is there a credit check?No credit check: the application collects no credit information. Most applications approve instantly.
Can I use E&O insurance instead?DPSST accepts a $5,000 surety bond, an irrevocable letter of credit, or errors-and-omissions insurance of at least $5,000. Most investigators choose the surety bond because it costs only the $100 premium rather than tying up cash or carrying a separate policy.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

Finish your DPSST checklist today.

$100, no credit check, bond often issued in the same sitting. Free until issued.

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