OR motor vehicle dealer bonds.
$1,500 flat. Soft pull.

Oregon DMV requires every motor vehicle dealer to file a $50,000 bond before it issues a dealer certificate, under ORS 822.030. Ours is $1,500 flat — 3% of the bond amount, identical for every dealer. One soft credit pull, e-signed in 1–2 business days.

Required for your Oregon dealer certificate — new applicants and renewals through DMV Business Licensing
Fixed amount, fixed price — $50,000 bond, $1,500, no quote theater
Soft credit pull only — never affects your score, and the rate stays 3% either way
A-ratedA.M. Best carriers1–2 daystypical issuance1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to licensed.

Your dealer certificate is waiting on this bond. Here's the entire process — no broker phone tag:

TODAY · 5 MINUTES

Apply once, online

Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.

1–2 BUSINESS DAYS

E-sign & file with DMV

Pay online and receive the executed bond ready to file with your DMV dealer certificate application. Wet-ink originals mailed whenever DMV insists.

The whole pricing page.

$50,000 bond × 3% = $1,500, one-time per term. Fixed amount, fixed price, multi-year if you want it.

1-year term
$1,500
2-year term
$3,000
3-year term
$4,500
About this bond

What it is and who needs it.

What the bond actually guarantees

Oregon DMV licenses motor vehicle dealers through its Business Licensing Unit, and conditions the certificate on a $50,000 surety bond under ORS 822.030. The bond is a consumer-and-public-protection guarantee: it stands behind your compliance with the Oregon Vehicle Code and protects buyers harmed by fraud or a violation of dealer law.

It's a three-party arrangement: you (the principal), the surety carrier standing behind you, and the State of Oregon together with harmed buyers (the protected parties). If a dealer commits fraud, makes a fraudulent representation, or violates the vehicle-code provisions ORS 822.030 names, the harmed party can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. An irrevocable letter of credit for the same $50,000 is also accepted, but a bond costs only the yearly premium rather than tying up cash.

ORS 822.030ORS 822.030 requires a vehicle dealer to provide DMV a $50,000 bond or letter of credit for each year the certificate is valid, conditioned on the dealer conducting business without fraud, fraudulent representation, or violation of the listed Oregon Vehicle Code provisions. A reduced $10,000 amount applies to dealers exclusively in motorcycles, mopeds, Class I ATVs, or snowmobiles — confirm the amount on your application or send it to us.

You need this bond if you're

Applying for an OR dealer certificate — new, used, or recreational vehicle dealer
Renewing your dealer certificate and your current bond is expiring or non-renewing
A vehicle rebuilder DMV requires to post the dealer/rebuilder bond
Moving to Oregon from another state and getting a dealer certificate here

Five minutes. The whole thing.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

Do I pay the $50,000? +
No. You pay $1,500 — the flat 3% of the bond amount. The $50,000 is the surety's maximum liability to the state and harmed buyers; it's not a deposit, and nobody holds your money.
Who requires this bond? +
Oregon DMV requires it as a condition of a motor vehicle dealer certificate, under ORS 822.030. No active bond (or letter of credit), no certificate.
What does the bond guarantee? +
That you conduct your dealership without fraud or fraudulent representation and follow the Oregon Vehicle Code. If you violate that and someone is harmed, they can claim against the bond — and if the surety pays, you repay the surety.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It's the only extra step beyond the application, and it informs approval, not price. The rate is a flat 3% either way: credit can affect whether we approve the bond, never what it costs.
What if I only sell motorcycles or ATVs? +
A dealer exclusively in motorcycles, mopeds, Class I all-terrain vehicles, or snowmobiles bonds at $10,000 rather than $50,000 under ORS 822.030. Send us your certificate type and we’ll issue the right amount at a flat 3%, $275 minimum.
Related bonds

Other New York bonds.

DMV is waiting on one document.

$1,500 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.

Your premium @ 3%$1,500
Apply now →