OR patient trust funds bonds.
Flat 3%. Enter your amount.

When an Oregon nursing facility holds residents' personal money in a trust account, ORS 441.630 requires a surety bond protecting those funds against mishandling. We issue it at a flat 3% with no credit check — enter the amount your facility requires and the premium updates.

Required under ORS 441.630 when a facility holds residents’ funds in trust
Amount is tied to the funds held / number of residents — often a $10,000 to $50,000 range
Flat 3%, no credit pull — enter your required bond amount and the premium updates
Flat 3%of your bond amount$275minimum premiumNo creditcheck to issue
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NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to filed in one sitting.

Enter your amount, pay, and hold the executed bond. Here is the whole thing:

TODAY · 5 MINUTES

Apply online

Your facility details, the bond amount required, and the effective date — that is the entire application.

INSTANTLY

Issued on the spot

No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.

SAME DAY

Hold it and keep handling resident funds

Keep the executed bond on file as ORS 441.630 and federal trust-fund rules require while you administer residents’ money. Wet-ink originals mailed when you need them.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. Enter the amount tied to the resident funds you hold and the premium updates.

$10,000 bond
$300
$25,000 bond
$750
$50,000 bond
$1,500
About this bond

What it is and who needs it.

What the patient trust bond actually covers

Long-term care facilities often hold residents' personal spending money in a trust account on their behalf. Oregon's ORS 441.630 requires a nursing facility that holds such funds to maintain a surety bond protecting them — a backstop against mishandling, misappropriation, or misuse of residents' money.

It's a consumer-protection guarantee: if the facility mishandles a resident's trust funds, the resident or their legal representative can recover against the bond. The federal long-term care rules (42 CFR 483.10) likewise require facilities holding resident funds to post a surety bond or similar security.

The amount is tied to the funds held — often scaled to the number of residents, commonly a $10,000 to $50,000 range. If the surety pays a claim, the facility repays the surety. We issue your required amount at a flat 3% with no credit check.

ORS 441.630 (resident trust funds)ORS 441.630 requires an Oregon nursing facility that holds residents' personal funds in trust to maintain a surety bond (or comparable security) protecting those funds against mishandling, payable to residents or their representatives. Federal rule 42 CFR 483.10 imposes a parallel requirement. The amount is generally tied to the funds held — confirm the figure required for your facility.

You need this bond if you are

A nursing facility holding residents’ personal funds in a trust account
An assisted-living or long-term-care provider that administers resident money
Renewing your facility license where the trust-fund bond is a condition
Adjusting the amount as the resident funds you hold grow or shrink

Five minutes, issued on the spot.

Submit the application with your required bond amount — the executed bond is generated instantly, ready to hold on file.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Oregon patient trust funds bond? +
The premium is a flat 3% of the bond amount, with a $275 minimum. The amount itself is tied to the resident funds your facility holds — commonly a $10,000 to $50,000 range. Enter your figure and the quote updates.
Why does Oregon require it? +
Because the facility holds residents' personal money in trust. ORS 441.630 (and federal rule 42 CFR 483.10) require a surety bond so those funds are protected if the facility mishandles them.
Who is protected by the bond? +
The residents whose funds the facility holds, and their legal representatives. If a resident's trust money is mishandled, misappropriated, or misused, they can recover against the bond.
Is there a credit check? +
No — this bond is issued with no credit pull. Larger bond amounts may get a quick soft-pull review, which never affects your credit score.
What amount should I choose? +
The figure tied to the resident funds you hold — your licensing requirement will name it, often based on resident count. If you're unsure, send us your situation and we'll confirm the amount.
Related bonds

Other New York bonds.

Patient trust bond, issued today.

Five-minute application, flat 3%, $275 minimum. Enter your required amount and hold it the same day.

Your premium @ 3%$750
Apply now →