Oregon patient trust funds bonds.
From $100.
When an Oregon nursing facility holds residents' personal money in a trust account, ORS 441.630 requires a surety bond protecting those funds against mishandling. Pricing starts from $100 — enter the amount your facility requires, and no credit check up to $250,000.
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How much does an Oregon patient trust funds bond cost?
1% of the bond amount, from $100. Enter your amount in the calculator for the exact price.
Three steps. One sitting.
Enter your amount, pay, and hold the executed bond. Here is the whole thing:
Apply online
Your facility details, the bond amount required, and the effective date — that is the application.
Issued on the spot
No credit check up to $250,000, and most applicants are approved instantly once you pay.
Hold it and keep handling resident funds
Keep the executed bond on file as ORS 441.630 and federal trust-fund rules require while you administer residents’ money. Wet-ink originals mailed when you need them.
What it is and who needs it.
What the patient trust bond actually covers
Long-term care facilities often hold residents' personal spending money in a trust account on their behalf. Oregon's ORS 441.630 requires a nursing facility that holds such funds to maintain a surety bond protecting them — a backstop against mishandling, misappropriation, or misuse of residents' money.
It's a consumer-protection guarantee: if the facility mishandles a resident's trust funds, the resident or their legal representative can recover against the bond. The federal long-term care rules (42 CFR 483.10) likewise require facilities holding resident funds to post a surety bond or similar security.
The amount is tied to the funds held — often scaled to the number of residents, commonly a $10,000 to $50,000 range. If the surety pays a claim, the facility repays the surety. Pricing starts from $100 and depends on your bond amount; no credit check up to $250,000.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
Hold it and keep handling resident funds. Keep the executed bond on file as ORS 441.630 and federal trust-fund rules require while you administer residents’ money. Wet-ink originals mailed when you need them.
What sets the price
The premium is 1% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
No credit check up to $250,000. Above that, the carrier may run a soft pull, which never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued on the spot.
Submit the application with your required bond amount — the executed bond is generated instantly, ready to hold on file.
Start the application →Common questions.
Other Oregon bonds.
Price and requirements checked on the carrier’s application, . Page updated .
Patient trust bond, issued today.
Pricing from $100. Enter your required amount and hold it the same day.