When an Oregon nursing facility holds residents' personal money in a trust account, ORS 441.630 requires a surety bond protecting those funds against mishandling. We issue it at a flat 3% with no credit check — enter the amount your facility requires and the premium updates.
















Enter your amount, pay, and hold the executed bond. Here is the whole thing:
Your facility details, the bond amount required, and the effective date — that is the entire application.
No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.
Keep the executed bond on file as ORS 441.630 and federal trust-fund rules require while you administer residents’ money. Wet-ink originals mailed when you need them.
Bond amount × 3% = your premium, one-time, $275 minimum. Enter the amount tied to the resident funds you hold and the premium updates.
Long-term care facilities often hold residents' personal spending money in a trust account on their behalf. Oregon's ORS 441.630 requires a nursing facility that holds such funds to maintain a surety bond protecting them — a backstop against mishandling, misappropriation, or misuse of residents' money.
It's a consumer-protection guarantee: if the facility mishandles a resident's trust funds, the resident or their legal representative can recover against the bond. The federal long-term care rules (42 CFR 483.10) likewise require facilities holding resident funds to post a surety bond or similar security.
The amount is tied to the funds held — often scaled to the number of residents, commonly a $10,000 to $50,000 range. If the surety pays a claim, the facility repays the surety. We issue your required amount at a flat 3% with no credit check.
Submit the application with your required bond amount — the executed bond is generated instantly, ready to hold on file.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
Five-minute application, flat 3%, $275 minimum. Enter your required amount and hold it the same day.