Oregon unemployment comp bonds.
From $125.
An Oregon employer that reimburses the Unemployment Compensation Trust Fund (instead of paying tax) can be required to post security under ORS 657.507 — generally about 2% of the prior year's total wages. Pricing starts from $125, with a soft credit pull that never touches your score.
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How much does an Oregon unemployment comp bond cost?
2% of the bond amount plus a $25 fee, from $125. Enter your amount in the calculator for the exact price.
Three steps. One sitting.
Enter your amount, consent to a soft pull, and file with the Employment Department. Here is the whole thing:
Apply online
Your business details, the bond amount the Department set, and the effective date. The only extra step is a one-time consent to a soft credit pull.
Approved
Most are approved as soon as you apply. The soft pull never affects your score. If it needs a second look, one to two business days at most.
File with the Employment Department
Your executed bond arrives by email, ready to file in lieu of the reimbursing-employer cash deposit. Wet-ink originals mailed when the Department insists.
What it is and who needs it.
What the trust fund bond actually covers
Most Oregon employers pay unemployment tax, but certain employers — often nonprofits, government units, and tribal organizations — can elect to reimburse the Unemployment Compensation Trust Fund instead, repaying the fund dollar-for-dollar as benefits are actually paid to their former employees.
Because a reimbursing employer pays after the fact, ORS 657.507 lets the Employment Department require security for payment — a surety bond, deposit, or letter of credit. The bond stands in for the cash deposit, guaranteeing the employer will reimburse the fund as claims arise.
The amount is generally 2% of the prior year's total wages, and the bond typically runs two years before the Department reviews whether to adjust it. If the employer fails to reimburse, the fund recovers against the bond — and if the surety pays, the employer repays the surety. Pricing is 2% of your bond amount plus a $25 fee, with a $125 minimum, plus a soft credit pull that never touches your score.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the Employment Department. Your executed bond arrives by email, ready to file in lieu of the reimbursing-employer cash deposit. Wet-ink originals mailed when the Department insists.
What sets the price
The premium is 2% of the bond amount plus a $25 fee, $125 minimum: the amount the obligee sets moves the price, not your business profile.
One soft credit pull, never a hard inquiry, and it never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued instantly.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit with the amount the Employment Department set.
Start the application →Common questions.
Other Oregon bonds.
Price and requirements checked on the carrier’s application, . Page updated .
Trust fund bond, issued today.
Pricing from $125. Enter the amount the Department set and file the same day.