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Oregon lottery retailer bonds.
From $100.

The Oregon State Lottery can require a retailer to post a bond as a financial guarantee for the ticket proceeds it owes the Lottery. The amount is set by the Lottery from your expected sales volume — pricing starts from $100, and no credit check up to $10,000.

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Required when the Oregon Lottery asks a retailer to bond under ORS chapter 461
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Amount is set by the Lottery from your expected sales / risk profile — there is no single figure
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From $100 — priced at 2% of your bond amount, with a $100 minimum; enter your bond amount and apply
From $1002% of the bond amount, $100 minimumNo credit check up to $10,000above that, a soft pull at most, never a hard inquiryFastinstant underwriting for most
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does an Oregon lottery retailer bond cost?

2% of the bond amount, from $100. Enter your amount in the calculator for the exact price.

How it works

Three steps. One sitting.

Enter your amount, pay, and file with the Oregon Lottery. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount the Lottery set, and the effective date — that is the application.

INSTANTLY

Issued on the spot

No credit check up to $10,000, and most applicants are approved instantly once you pay. Above $10,000, a soft pull may add a short review.

SAME DAY

File with the Oregon Lottery

Submit the executed bond with your retailer contract or renewal. Wet-ink originals mailed when the Lottery insists.

About this bond

What it is and who needs it.

What the lottery retailer bond actually covers

Oregon retailers sell Lottery tickets under a contract with the Oregon State Lottery (ORS chapter 461). The proceeds from ticket sales belong to the Lottery, and the director can require a bond or irrevocable letter of credit from a retailer as a financial guarantee before issuing or renewing the retailer contract.

The bond is a payment guarantee: it secures the ticket proceeds the retailer owes the Lottery. The amount is set by the Lottery under its administrative rules — generally based on expected sales volume and the applicant's financial responsibility — so there is no single statewide figure.

Not every retailer is bonded; the Lottery typically requires it when an applicant may not meet its financial-responsibility standards. If the retailer fails to remit proceeds, the Lottery can recover against the bond, and if the surety pays, the retailer repays the surety. Pricing starts from $100 and depends on your bond amount; no credit check up to $10,000.

ORS chapter 461 (Oregon State Lottery)Under ORS chapter 461 and the Oregon State Lottery Commission’s administrative rules, the Lottery director may require a bond or irrevocable letter of credit from a lottery game retailer in an amount specified by rule, as a financial guarantee for ticket proceeds owed the Lottery. The amount is set by the Lottery from expected sales and financial responsibility — confirm the figure on your Lottery notice.

You need this bond if you are

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A retailer the Oregon Lottery has asked to bond before issuing your contract
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Renewing a retailer contract where the Lottery now requires a bond
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A new applicant the Lottery wants bonded to meet financial-responsibility standards
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Reinstating a contract after an issue that triggered a bond requirement
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the Oregon Lottery. Submit the executed bond with your retailer contract or renewal. Wet-ink originals mailed when the Lottery insists.

What sets the price

The premium is 2% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.

No credit check up to $10,000. Above that, the carrier may run a soft pull, which never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued on the spot.

Submit the application with the bond amount the Lottery set — the executed bond is generated instantly, ready to file.

Start the application →
FAQ

Common questions.

How much is the Oregon lottery retailer bond?Pricing is 2% of your bond amount, with a $100 minimum. The amount itself is set by the Oregon Lottery from your expected sales and financial profile — there is no single statewide figure. Enter the amount on your notice at the application to see your exact price.
Does every lottery retailer need a bond?No. The Oregon Lottery requires a bond mainly when an applicant may not meet its financial-responsibility standards, or as a condition on a particular contract. If the Lottery asked you for one, that notice will name the amount.
What does the bond guarantee?Payment of the ticket proceeds the retailer owes the Lottery. If the retailer fails to remit, the Lottery can recover against the bond — and if the surety pays, the retailer repays the surety.
Is there a credit check?No credit check up to $10,000. Above that, the carrier may run a soft pull, which never affects your score. Most applicants approve instantly.
What amount should I use?The figure on your Oregon Lottery notice. If you haven't received one yet, ask your Lottery representative for the required penal sum and send it to us — we'll issue exactly that.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

Lottery retailer bond, issued today.

Pricing from $100. Enter the amount the Lottery set and file the same day.

Your premiumfrom $100
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