OR motor vehicle dealer bonds.
$1,500 flat. Soft pull.

Oregon requires every applicant for a vehicle dealer certificate to file a $50,000 bond with DMV. Ours is $1,500 flat — 3% of the bond amount, identical for every dealer. One soft credit pull, e-signed in 1–2 business days.

Required for your OR vehicle dealer certificate — new applicants and renewals through DMV Business Licensing
Fixed amount, fixed price — $50,000 bond, $1,500, no quote theater
Soft credit pull only — never affects your score, and the rate stays 3% either way
A-ratedA.M. Best carriers1–2 daystypical issuance1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to licensed.

Your dealer certificate is waiting on this bond. Here's the entire process — no broker phone tag:

TODAY · 5 MINUTES

Apply once, online

Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.

1–2 BUSINESS DAYS

E-sign & file with DMV

Pay online and receive the executed bond (DMV form 735-370B) ready to file with your dealer certificate application. Wet-ink originals mailed whenever DMV insists.

The whole pricing page.

$50,000 bond × 3% = $1,500, one-time per term. Fixed amount, fixed price, multi-year if you want it.

1-year term
$1,500
2-year term
$3,000
3-year term
$4,500
About this bond

What it is and who needs it.

What the bond actually guarantees

Oregon licenses vehicle dealers through the DMV Business Licensing Section, and conditions the certificate on a $50,000 surety bond under ORS 822.020. The bond is a consumer-and-public-protection guarantee: it stands behind clear title on the vehicles you sell and your compliance with Oregon's vehicle code.

It's a three-party arrangement: you (the principal), the surety carrier standing behind you, and the State of Oregon together with harmed buyers (the protected parties). Under ORS 822.030, if a dealer commits fraud, fails to deliver clear title, or otherwise violates the vehicle code, a person injured can bring an action against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. Dealers who deliver clean title and keep good records treat the bond as a license formality, not a risk.

ORS 822.020 / 822.030 (DMV form 735-370B)Oregon vehicle dealers are certified by DMV under ORS 822.020, which conditions the certificate on a $50,000 bond (or letter of credit) executed to the State of Oregon and filed on DMV Surety Bond form 735-370B; ORS 822.030 governs the bond and the right of injured persons to bring action against it. A reduced $10,000 bond applies to certain special-vehicle dealers — verify the amount on your application or send it to us and we'll confirm.

You need this bond if you're

Applying for an OR dealer certificate — new, used, wholesale, or powersports
Renewing your dealer certificate and your current bond is expiring or non-renewing
Adding a location or supplemental plate DMV ties to a bond filing
Moving to Oregon from another state and getting certified here

Five minutes. The whole thing.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

Do I pay the $50,000? +
No. You pay $1,500 — the flat 3% of the bond amount. The $50,000 is the surety's maximum liability to the state and harmed buyers; it's not a deposit, and nobody holds your money.
Who requires this bond? +
Oregon DMV requires it as a condition of a vehicle dealer certificate under ORS 822.020. No active bond on file, no certificate.
What does the bond guarantee? +
That you deliver clear title on the vehicles you sell, handle customer funds properly, and follow the Oregon vehicle code. Under ORS 822.030, a person harmed can bring an action against the bond — and if the surety pays, you repay the surety.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It's the only extra step beyond the application, and it informs approval, not price. The rate is a flat 3% either way: credit can affect whether we approve the bond, never what it costs.
When does it renew? +
Terms run 1, 2, or 3 years — your choice at purchase. You'll get renewal notices 60 and 30 days before expiration, with autopay available, and the bond must stay on file with DMV for your certificate to stay valid.
Related bonds

Other New York bonds.

DMV is waiting on one document.

$1,500 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.

Your premium @ 3%$1,500
Apply now →