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Oregon new motor vehicle dealer bonds.
$400.

Also known as the Oregon auto dealer bond or car dealer bond.

Oregon DMV requires every motor vehicle dealer to file a $50,000 bond before it issues a dealer certificate, under ORS 822.030. This is our carrier’s form for dealers in new vehicles. Ours is $400, the same for every dealer. A quick soft credit check may apply — never a hard inquiry, no impact on your score — and the bond is issued when you pay.

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Required for your Oregon dealer certificate — new applicants and renewals through DMV Business Licensing
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The new-vehicle dealer form — used-vehicle dealers use the carrier’s used form, also $400
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One soft credit pull — never a hard inquiry, and it never affects your score
A-ratedA.M. Best carriersInstantissued the moment you pay1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does an Oregon new motor vehicle dealer bond cost?

$400 at the $50,000 amount, the same for every applicant.

How it works

Three steps to licensed.

Your dealer certificate is waiting on this bond. Here's the entire process — no broker phone tag:

TODAY · ONLINE

Apply once, online

Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.

RIGHT AWAY

Approved

Most are approved as soon as you apply. One soft credit pull, never a hard inquiry, and it never affects your score. If it needs a second look, one to two business days at most.

WHEN YOU PAY

E-sign & file with DMV

Pay online and receive the executed bond ready to file with your DMV dealer certificate application. Wet-ink originals mailed whenever DMV insists.

About this bond

What it is and who needs it.

What the bond actually guarantees

Oregon DMV licenses motor vehicle dealers through its Business Licensing Unit, and conditions the certificate on a $50,000 surety bond under ORS 822.030. The bond is a consumer-and-public-protection guarantee: it stands behind your compliance with the Oregon Vehicle Code and protects buyers harmed by fraud or a violation of dealer law.

Our carrier writes this $50,000 bond on two forms: this one for dealers in new vehicles, and one for dealers in used vehicles. The amount, the statute and the $400 price are the same; choose the form that matches the vehicles you sell. It's a three-party arrangement: you (the principal), the surety carrier standing behind you, and the State of Oregon together with harmed buyers (the protected parties).

It is not insurance for you — if the surety pays a claim, you repay the surety. An irrevocable letter of credit for the same $50,000 is also accepted, but a bond costs only the yearly premium rather than tying up cash.

ORS 822.030ORS 822.030 requires a vehicle dealer to provide DMV a $50,000 bond or letter of credit for each year the certificate is valid, conditioned on the dealer conducting business without fraud, fraudulent representation, or violation of the listed Oregon Vehicle Code provisions. A reduced $10,000 amount applies to dealers exclusively in motorcycles, mopeds, Class I ATVs, or snowmobiles — confirm the amount on your application or send it to us.

You need this bond if you're

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Applying for an OR dealer certificate to sell new vehicles
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Renewing your dealer certificate and your current bond is expiring or non-renewing
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Selling new cars, trucks or vans under an Oregon dealer certificate
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Moving to Oregon from another state and getting a dealer certificate here
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $50,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

E-sign & file with DMV. Pay online and receive the executed bond ready to file with your DMV dealer certificate application. Wet-ink originals mailed whenever DMV insists.

What sets the price

The premium is fixed at $400 at the $50,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

One soft credit pull, never a hard inquiry, and it never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued instantly.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is issued when you pay.

Start the application →
FAQ

Common questions.

Do I pay the $50,000?No. You pay $400 — the price set by our carrier's rate book for this bond. The $50,000 is the surety's maximum liability to the state and harmed buyers; it's not a deposit, and nobody holds your money.
New or used — which form do I need?Our carrier writes Oregon’s $50,000 dealer bond on a new-vehicle form (this page) and a used-vehicle form. Both are $400 under ORS 822.030; choose the one that matches the vehicles you sell.
Who requires this bond?Oregon DMV requires it as a condition of a motor vehicle dealer certificate, under ORS 822.030. No active bond (or letter of credit), no certificate.
Is there a credit check?Yes: one soft credit pull, never a hard inquiry, and it never affects your score. It's the only extra step beyond the application, and it informs approval, not price: the $400 price stays the same either way.
What if I only sell motorcycles or ATVs?A dealer exclusively in motorcycles, mopeds, Class I all-terrain vehicles, or snowmobiles bonds at $10,000 rather than $50,000 under ORS 822.030. Send us your certificate type and we’ll confirm the right amount and price.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Same family

Other Oregon motor vehicle dealer bonds.

Not sure this is the one your license calls for? These are the other motor vehicle dealer bonds we write in Oregon. Each has its own statute and bond amount.

Related bonds

Other Oregon bonds.

Been told you need a different amount?

Price and requirements checked on the carrier’s application, . Page updated .

DMV is waiting on one document.

$400, short application, bond issued when you pay. Free until issued.

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