Oklahoma motor service club bonds.
$1,000 flat.
Oklahoma requires every motor service club — auto clubs selling roadside-assistance and travel memberships — to file a $100,000 surety bond with the Insurance Department before it can sell memberships. Ours is $1,000 flat, priced by our carrier's rate book for this bond, with a quick soft credit check that never affects your score.
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How much does an Oklahoma motor service club bond cost?
$1,000 at the $100,000 amount, the same for every applicant.
Three steps to licensed.
Your motor service club license is waiting on this bond. Here's the entire process:
Apply once, online
Business details, ownership information, effective date — plus a one-time consent to a soft credit pull. That is the application.
Approved
Most are approved as soon as you apply. One soft credit pull, never a hard inquiry, and it never affects your score. If it needs a second look, one to two business days at most.
E-sign & file with the Insurance Department
Pay online and receive the executed $100,000 bond, ready to file with your motor service club license application. Wet-ink originals mailed on request.
What it is and who needs it.
What the motor service club bond guarantees
Oklahoma regulates motor service clubs — companies that sell memberships promising roadside assistance, towing, travel services, bail-bond reimbursement, and similar benefits — through the Insurance Department. Before a club can sell memberships in the state, it must post a $100,000 surety bond.
Under the motor service club provisions of Title 36 (§3101 et seq.), the bond secures the club's faithful performance of its statutory duties in the sale of memberships, its business obligations, and any fines or penalties it incurs for non-compliance. It protects members and the state, not the club.
The statute lets a club deposit $50,000 in approved cash or securities instead of the bond — but the surety bond is far cheaper, because you pay a $1,000 premium rather than tying up cash. It is a three-party guarantee: if the surety pays a claim, the club repays the surety.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $100,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
E-sign & file with the Insurance Department. Pay online and receive the executed $100,000 bond, ready to file with your motor service club license application. Wet-ink originals mailed on request.
What sets the price
The premium is fixed at $1,000 at the $100,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
One soft credit pull, never a hard inquiry, and it never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued instantly.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is issued when you pay.
Start the application →Common questions.
Other Oklahoma bonds.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
The Insurance Department is waiting on one document.
$1,000 flat, short application, bond issued when you pay. Free until issued.