OK motor service club bonds.
$3,000 flat. Soft pull.
Oklahoma requires every motor service club — auto clubs selling roadside-assistance and travel memberships — to file a $100,000 surety bond with the Insurance Department before it can sell memberships. Ours is $3,000 flat (3% of the bond amount), with one soft credit pull that never affects your score.
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Three steps to licensed.
Your motor service club license is waiting on this bond. Here's the entire process:
Apply once, online
Business details, ownership information, effective date — plus a one-time consent to a soft credit pull. That is the application.
Reviewed & approved
Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.
E-sign & file with the Insurance Department
Pay online and receive the executed $100,000 bond, ready to file with your motor service club license application. Wet-ink originals mailed on request.
The whole pricing page.
$100,000 bond × 3% = $3,000, one-time per term. Fixed amount, fixed price, multi-year if you want it.
What it is and who needs it.
What the motor service club bond guarantees
Oklahoma regulates motor service clubs — companies that sell memberships promising roadside assistance, towing, travel services, bail-bond reimbursement, and similar benefits — through the Insurance Department. Before a club can sell memberships in the state, it must post a $100,000 surety bond.
Under the motor service club provisions of Title 36 (§3101 et seq.), the bond secures the club's faithful performance of its statutory duties in the sale of memberships, its business obligations, and any fines or penalties it incurs for non-compliance. It protects members and the state, not the club.
The statute lets a club deposit $50,000 in approved cash or securities instead of the bond — but the surety bond is far cheaper, because you pay the 3% premium rather than tying up cash. It is a three-party guarantee: if the surety pays a claim, the club repays the surety.
You need this bond if you're
Five minutes. The whole thing.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
Do I pay the $100,000? +
Who requires this bond? +
Can I deposit cash instead? +
Is there a credit check? +
When does it renew? +
Other New York bonds.
The Insurance Department is waiting on one document.
$3,000 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.