OK insurance consultant bonds.
Flat 3%. Enter your amount.
Oklahoma licenses insurance consultants through the Insurance Department under the Insurance Code (Title 36), and conditions the license on a surety bond. The consultant bond is commonly written at $5,000 — confirm your amount on your application, and we issue it at a flat 3% with no credit check.
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Apply to filed in one sitting.
No underwriting queue for the standard consultant bond — enter your amount, pay, and file with the Insurance Department. Here is the whole thing:
Apply online
Your business details, the bond amount your license requires, and the effective date — that is the entire application.
Issued on the spot
No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.
File with your license
Submit the executed bond with your Insurance Department consultant license application or renewal. Wet-ink originals mailed on request.
The whole pricing page.
Bond amount × 3% = your premium, one-time, $275 minimum. The $5,000 consultant bond lands at the $275 minimum; enter your figure and the premium updates.
What it is and who needs it.
What the consultant bond actually guarantees
Oklahoma defines an insurance consultant as someone who, for a fee, advises clients on their insurance needs and coverage rather than selling policies on commission. The Insurance Department licenses consultants under the Insurance Code (Title 36) and requires a surety bond as a condition of the license.
The bond runs for the benefit of any client financially harmed by the consultant's conduct in that licensed capacity — bad advice that breaches the law, mishandled funds, or misrepresentation. It is a three-party guarantee: you (the principal), the surety, and the people of Oklahoma and your clients as the protected parties.
It is not insurance for you — if the surety pays a claim, you repay the surety. The consultant bond has been written at $5,000 for many years; if your application names a different figure, send it to us and we'll match it. Either way the rate is a flat 3%, $275 minimum.
You need this bond if you're
Five minutes, issued on the spot.
These are the actual issuing fields — no credit check section, because this bond does not have one. Submit with your required amount and the executed bond is generated instantly.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
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Other New York bonds.
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Flat 3%, $275 minimum, five-minute application, bond often issued in the same sitting. Free until issued.