OK residents fund bonds.
Flat 3%. Soft pull.
A nursing or long-term care facility that holds residents’ personal funds in trust must secure those funds with a surety bond — required under 42 CFR §483.10 and Oklahoma Health Care Authority rules. We issue it at a flat 3%; the only extra step is one soft credit pull that never affects your score.
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Apply to filed in one sitting.
Enter your amount, consent to a soft pull, pay, and the bond issues. Here is the whole thing:
Apply online
Facility details, the bond amount covering your resident trust funds, and the effective date — plus a one-time consent to a soft credit pull.
Reviewed & approved
Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.
File with your facility records
Hold the executed bond as required for your resident trust fund account and your Medicaid provider enrollment. Wet-ink originals mailed on request.
The whole pricing page.
Bond amount × 3% = your premium, one-time, $275 minimum. Size the bond to the resident trust funds you hold and the premium updates.
What it is and who needs it.
What the residents fund bond actually covers
When a long-term care facility manages money for its residents — Social Security, allowances, personal spending — it holds that money in a resident trust fund, separate from the facility's own operating accounts. Federal law (42 CFR §483.10) requires any facility that holds resident funds to purchase a surety bond or equivalent security to protect those funds.
Oklahoma enforces the same protection through the Oklahoma Health Care Authority. Under the OHCA's long-term care rules (OAC 317:30-5-125), a facility must keep resident funds in a designated account, never commingle them with facility funds, and account for them in full — the bond stands behind that duty.
If a facility misuses or fails to return a resident's trust funds, the bond protects the harmed resident and their family — and if the surety pays, the facility repays the surety. Size the bond to the trust balance you hold; we issue it at a flat 3% with one soft credit pull that never affects your score.
You need this bond if you are
Five minutes. The whole thing.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
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Other New York bonds.
Residents fund bond, issued this week.
Five-minute application, flat 3%, $275 minimum, soft pull only. Size it to your trust balance and file.