OH title agent bonds.
$4,500 flat. Soft pull.
Ohio requires a licensed title insurance agent who handles escrow, settlement, or closing funds to file a $150,000 surety bond with the Department of Insurance. Ours is $4,500 flat — 3% of the bond amount, identical for every agent. One soft credit pull, e-signed in 1–2 business days.
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Three steps to filed.
Your title agent license is waiting on this bond. Here's the entire process — no broker phone tag:
Apply once, online
Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.
Reviewed & approved
Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.
E-sign & file with the Department of Insurance
Pay online and receive the executed $150,000 bond ready to file with your title agent license. Wet-ink originals mailed whenever the state insists.
The whole pricing page.
$150,000 bond × 3% = $4,500, one-time per term. Fixed amount, fixed price, multi-year if you want it.
What it is and who needs it.
What the bond actually guarantees
Ohio title insurance agents who conduct closings hold large sums of other people's money in escrow. ORC 3953.23 requires those agents to maintain a $150,000 surety bond filed with the Department of Insurance, backing the honest handling of settlement and escrow funds.
The bond is for the benefit of any aggrieved person who suffers a loss from theft, misappropriation, fraud, or any other failure to properly disburse settlement, closing, or escrow funds in a real estate transaction — by the agent or its owners, employees, or officers. It runs alongside the agent's duty to keep non-directed escrow funds in an IOTA trust account under ORC 3953.231.
It is not insurance for you — if the surety pays a claim, you repay the surety. Agents who keep clean trust accounting and disburse correctly treat the bond as a license formality, not a risk.
You need this bond if you're
Five minutes. The whole thing.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
Do I pay the $150,000? +
Who requires this bond? +
What does the bond guarantee? +
Is there a credit check? +
When does it renew? +
Other New York bonds.
The Department of Insurance is waiting on one document.
$4,500 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.