OH public insurance adjuster bonds.
$100 flat.
Ohio requires every public insurance adjuster to file a $1,000 surety bond with the Department of Insurance. The premium is a flat $100 — the price you see is the checkout price. The bond issues the moment you pay — no credit review of any kind, not even a soft pull.
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Three steps. One sitting.
License bonds are the simplest thing in surety. Here's the entire process:
Apply online
Business details and an effective date. That's the application — no financials, no credit section.
Pay & e-sign
Small license bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
File with your license
Your executed bond and power of attorney arrive by email, ready to file with your Department of Insurance license application or renewal. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
A public insurance adjuster represents policyholders in negotiating insurance claims — people dealing with a fire, a flood, or a major loss. Ohio conditions the adjuster license on a small surety bond as a compliance and consumer-protection guarantee.
It's a three-party arrangement: you (the principal), the surety carrier, and the State of Ohio (the obligee), with your clients as the protected parties. The bond guarantees your faithful compliance with Ohio's public adjuster law — and if you mishandle a client's claim or funds in violation of that law, the harmed party can recover against the bond.
The bond must stay active for the life of your license. Ohio public adjuster licenses expire December 31 each year, so keep the bond continuous through every renewal — we track it and notify you 60 and 30 days out.
You need this bond if you're
One application, issued instantly.
These are the actual issuing fields — no credit section, because this bond's application doesn't collect one.
Start the application →Common questions.
Other Ohio bonds.
Finish your license checklist today.
$100 flat, no credit review, bond often issued in the same sitting. Free until issued.