OH public insurance adjuster bonds.
$275. Five minutes.
Ohio requires every public insurance adjuster to file a $1,000 surety bond with the Department of Insurance. Three percent of $1,000 is only $30, so this bond lands at our $275 minimum — the floor we charge on any small bond. The application is five minutes, with no credit check.
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Three steps. One sitting.
License bonds are the simplest thing in surety. Here's the entire process:
Apply online
Business details and an effective date. That's the application — no financials, no credit check section.
Pay & e-sign
Small license bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
File with your license
Your executed bond and power of attorney arrive by email, ready to file with your Department of Insurance license application or renewal. Wet-ink original mailed on request.
The whole pricing page.
$1,000 bond × 3% = $30, but our minimum is $275 — so it is $275 per term. Fixed amount, fixed price.
What it is and who needs it.
What the bond actually guarantees
A public insurance adjuster represents policyholders in negotiating insurance claims — people dealing with a fire, a flood, or a major loss. Ohio conditions the adjuster license on a small surety bond as a compliance and consumer-protection guarantee.
It's a three-party arrangement: you (the principal), the surety carrier, and the State of Ohio (the obligee), with your clients as the protected parties. The bond guarantees your faithful compliance with Ohio's public adjuster law — and if you mishandle a client's claim or funds in violation of that law, the harmed party can recover against the bond.
The bond must stay active for the life of your license. Ohio public adjuster licenses expire December 31 each year, so keep the bond continuous through every renewal — we track it and notify you 60 and 30 days out.
You need this bond if you're
Five minutes. The whole thing.
These are the actual issuing fields — no credit check section, because this bond doesn't have one.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
How much is the Ohio public insurance adjuster bond? +
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Other New York bonds.
Finish your license checklist today.
$275 flat, five-minute application, bond often issued in the same sitting. Free until issued.