Ohio sewage installer bonds.
From $100.

To register as a household sewage treatment system installer in an Ohio county, OAC 3701-29-03 requires a surety bond — $25,000 if you install one system a year, $40,000 if you install more — filed with your local health district. Pricing is 0.5% of your bond amount, with a $100 minimum. Enter the amount your district sets to see your exact price.

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Required to register as an STS installer with your local health district under OAC 3701-29-03

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Amount is set by your district — $25,000 for one system a year, $40,000 for more for some installer categories

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From $100 — the application collects no credit information; pricing is 0.5% of your bond amount, with a $100 minimum

From $1000.5% of bond amount, $100 minOne formto applyNo SSNin the application

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How it works

Three steps. One sitting.

No underwriting queue for the standard installer bond — enter your amount, pay, and file with your health district. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount your district requires, and the effective date — that is the entire application.

INSTANTLY

Issued on the spot

No waiting — most applications are approved and the executed bond generated as soon as you pay. The application collects no credit information; if a check runs, it is a soft pull that will not affect your score.

SAME DAY

File with your local health district

Submit the executed bond with your installer registration to each Ohio health district where you work. Wet-ink originals mailed whenever a district insists.

About this bond

What it is and who needs it.

What the installer bond actually covers

Ohio regulates household sewage treatment systems (HSTS) through the Ohio Department of Health and the local health districts under Ohio Administrative Code Chapter 3701-29. Before you can install, alter, or repair these systems, you register with each local health district where you work — and registration is conditioned on a surety bond.

The bond runs for the benefit of any aggrieved party harmed by a violation of Chapter 3701-29 — typically a homeowner left with a defective or non-compliant system. It is a three-party arrangement: you (the principal), the surety, and the public the rule protects. If a valid claim is paid, you repay the surety, so it is a guarantee, not insurance for you.

The amount is set at the district level. State rule sets $25,000 for an installer of one system a year and $40,000 for more, as a single statewide bond. Confirm the figure on your district's registration packet — enter it here and we quote your exact price — 0.5% of the bond amount, with a $100 minimum. The application collects no credit information; if a check ever runs, it is a soft pull that will not affect your score.

OAC 3701-29-03Ohio Administrative Code 3701-29-03 conditions registration of a household sewage treatment system installer on a surety bond filed with the local health district, running for the benefit of any aggrieved party for damages from a violation of OAC Chapter 3701-29. The rule sets a cancellation notice of 90 days. Bond amounts are set by state rule (OAC 3701-29-03, Table 1) — $25,000 for one system a year, $40,000 for more — and ORC 3718.02(A)(8) bars a health district from requiring a different one. Confirm the exact amount and form on your district registration packet.

You need this bond if you are

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A septic / HSTS installer registering with an Ohio local health district

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A contractor adding STS work to your services in a new Ohio county

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Renewing your installer registration where the district requires a continuous bond

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Working across multiple counties that each require their own bond filing

One application, issued on the spot.

Submit the application with the bond amount your district set — the executed bond is generated instantly, ready to file with your registration.

Start the application →

FAQ

Common questions.

How much is the Ohio sewage installer bond?Pricing is 0.5% of your bond amount, with a $100 minimum. The amount is set by state rule — $25,000 for one system a year, $40,000 for more. Enter the figure your district requires and the application shows your exact price.

Who requires this bond?Your Ohio local health district, as a condition of registering as a household sewage treatment system installer under OAC 3701-29-03. The bond is filed with the district, and one statewide bond covers every district where you work (ORC 3718.02(A)(8)).

What does the bond protect?It runs for the benefit of any aggrieved party harmed by a violation of OAC Chapter 3701-29 — usually a homeowner left with a defective or non-compliant system. If a valid claim is paid, you repay the surety; it is a guarantee, not insurance for you.

Is there a credit check?The application collects no credit information, and most applications approve instantly. If a check does run, it is a soft pull that never affects your credit score.

Which amount should I choose?Use $25,000 or $40,000 per OAC 3701-29-03, Table 1. State rule sets $25,000 for one system a year and $40,000 for more. If you are unsure, send us the packet and we will confirm before issuing.

Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.

How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.

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Other Ohio bonds.

Installer bond, issued today.

Pricing from $100. Enter the amount your district set and file with your registration the same day.

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