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Ohio Local 189 fringe bonds.
$4,000 flat.

United Association Local No. 189 — plumbers and pipefitters covering Columbus and the surrounding central-Ohio counties — requires a signatory contractor to post a fringe-benefits bond sized to how many bargaining-unit employees the contractor runs. At the 16–20-employee tier the bond is $100,000, and ours is $4,000 flat.

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Required of a signatory contractor running 16–20 UA Local 189 employees under the collective bargaining agreement
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Fixed price, fixed amount — $100,000 bond, $4,000, no quote process
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Multi-year terms available — set it up once for up to 3 years
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does an Ohio Local 189 fringe bond cost?

$4,000 at the $100,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

A union fringe-benefits bond is about the simplest filing in surety once you know your tier. Here's the entire process:

NOW · ONLINE

Apply online

Business details, an effective date, and a credit consent authorizing a soft pull only. That's the application.

MINUTES, USUALLY

Pay & e-sign

Fringe-benefits bonds like this are among the thousands of bond types that issue right after purchase. Issued when you pay. One soft credit pull, never a hard inquiry, and it never affects your score.

SAME DAY

File with UA Local 189

Your executed bond and power of attorney arrive by email, ready to submit to the local's benefit office before dispatch. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

This bond is not a state filing — it is a private, collective-bargaining-agreement obligation. United Association Local No. 189, the plumbers and pipefitters local serving Columbus and the surrounding central-Ohio counties, requires every signatory contractor to post a fringe-benefits bond sized to its bargaining-unit headcount before the local will dispatch members to that contractor's jobs.

It's a three-party arrangement: the contractor (principal), the surety carrier, and Local 189's trust funds — health and welfare, pension, and annuity — as the obligee. If a signatory contractor falls behind on required fringe-benefit contributions under the CBA, the local can file a claim against the bond to recover what's owed to its members.

It is not insurance for the contractor — if the surety pays a claim, the contractor repays the surety. $100,000 is the amount Local 189 sets for a contractor running 16 to 20 bargaining-unit employees; a smaller or larger crew bonds at a different tier under the same schedule. Confirm your headcount tier with the local's benefit office before filing.

UA Local 189 Collective Bargaining AgreementThere is no Ohio statute behind this bond — it is a contractual requirement of the collective bargaining agreement between signatory contractors and United Association Local No. 189. The local's benefit office in Columbus, Ohio sets the bond amount by employee-count tier and administers claims against it on behalf of the health, welfare, pension, and annuity trust funds.

You need this bond if you're

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A signatory contractor becoming eligible to employ UA Local 189 members for the first time
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Renewing your standing bond before the local dispatches labor to your next job
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Running 16 to 20 bargaining-unit employees — the tier that requires the $100,000 amount
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A contractor moving work into central Ohio and signing the Local 189 agreement
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $100,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with UA Local 189. Your executed bond and power of attorney arrive by email, ready to submit to the local's benefit office before dispatch. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $4,000 at the $100,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

One soft credit pull, never a hard inquiry, and it never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued instantly.

These are the actual issuing fields — the only credit-related item is the consent for a soft pull.

Start the application →
FAQ

Common questions.

How much is the Local 189 fringe benefits bond?The premium is $4,000 flat — set by our carrier's rate book for this $100,000 tier of the bond. The bond amount itself is set by Local 189's signatory-contractor bonding schedule for a 16–20-employee contractor, so there is no quote process.
Do I pay the $100,000?No. You pay $4,000. The $100,000 is the surety's maximum liability if the local files a valid fringe-benefit claim against the bond — not a deposit, and nobody holds your money.
How fast will I have the bond?Fringe-benefits bonds like this are among the bond types that issue right after purchase — many contractors finish the application and have the bond in the same sitting. Issued when you pay. One soft credit pull, never a hard inquiry, and it never affects your score.
Is there a credit check?Yes: one soft credit pull, never a hard inquiry, and it never affects your score.
What if my headcount is not 16–20 employees?Local 189 bonds signatory contractors on a schedule keyed to bargaining-unit headcount, and $100,000 is the amount for 16–20 employees specifically. If your crew is a different size, confirm your tier with the local's benefit office — we can typically write the matching amount too.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Been told you need a different amount?

Price and requirements checked on the carrier’s application, . Page updated .

Get bonded with UA Local 189 today.

$4,000 flat, soft pull only, bond often issued in the same sitting. Free until issued.

Your price$4,000
Apply now →