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Ohio excess loads bonds.
$5,000 flat.

Ohio can require a $500,000 bond as the financial-responsibility option for a special hauling permit — moving oversize or overweight loads on state highways under R.C. Chapter 5577. It covers road and structure damage from the move. Ours is $5,000 flat. E-signed in 1–2 business days.

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The financial-responsibility option for an ODOT special hauling permit — R.C. Chapter 5577
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Fixed $500,000 amount, $5,000 flat — covers damage to roads and structures from the move
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One soft credit pull — never a hard inquiry, and it never affects your score
A-ratedA.M. Best carriersInstantissued the moment you pay1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does an Ohio excess loads bond cost?

$5,000 at the $500,000 amount, the same for every applicant.

How it works

Three steps to permitted.

Your special hauling permit is waiting on this financial responsibility. Here's the entire process — no broker phone tag:

TODAY · ONLINE

Apply once, online

Business details, owner information, and an effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

A $500,000 bond gets an underwriting look, but most clear quickly. If anything is needed, you hear from an underwriter within 48 hours. The credit check is a soft pull — never a hard inquiry, and it never affects your score.

1–2 BUSINESS DAYS

E-sign & file with ODOT

Pay online and receive the executed bond, ready to file as the financial responsibility for your special hauling permit. Wet-ink originals mailed whenever ODOT insists.

About this bond

What it is and who needs it.

What the bond actually guarantees

Moving an oversize or overweight load on Ohio's highways requires a special hauling permit, because the load exceeds the statutory weight and dimension limits in R.C. 5577.04–5577.05. Before ODOT issues the permit, the mover must show financial responsibility for damage the move could do to the roadway or road structures.

That financial responsibility can be met with a liability insurance endorsement or a surety bond. The current minimum is $500,000, and ODOT can require more where the move carries increased risk. The bond stands behind the permit holder's responsibility for damage caused by negligence during the permitted move.

It is not insurance for you. If a permitted move damages a bridge or roadway and the state recovers against the bond, you repay the surety. Haulers who move carefully and follow the permit conditions treat the bond as the cost of doing oversize/overweight work in Ohio.

R.C. Chapter 5577 (special hauling permits)Ohio Revised Code Chapter 5577 governs excess loads on Ohio highways; special hauling permits are required for vehicles and loads exceeding the statutory limits in R.C. 5577.04–5577.05. ODOT requires the permit holder to demonstrate financial responsibility for damage to roadways and structures, satisfied by a liability insurance endorsement or a surety bond. The current minimum is $500,000, and ODOT may require more for increased risk — confirm the amount on your permit application.

You need this bond if you're

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A heavy-haul carrier moving oversize or overweight loads on Ohio highways
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Applying for an ODOT special hauling permit and choosing a bond over an insurance endorsement
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Renewing your permit authority and your current bond is expiring or non-renewing
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A crane, equipment, or wind-component hauler whose loads exceed statutory limits
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $500,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

E-sign & file with ODOT. Pay online and receive the executed bond, ready to file as the financial responsibility for your special hauling permit. Wet-ink originals mailed whenever ODOT insists.

What sets the price

The premium is fixed at $5,000 at the $500,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

One soft credit pull, never a hard inquiry, and it never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application: approved instantly, or after a quick credit check.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQ

Common questions.

Do I pay the $500,000?No. You pay $5,000 flat. The $500,000 is the surety's maximum liability for road damage from your permitted moves; it's not a deposit, and nobody holds your money.
Who requires this bond?The Ohio Department of Transportation, as the financial-responsibility option for a special hauling permit under R.C. Chapter 5577. You can satisfy it with a $500,000 surety bond or an equivalent liability insurance endorsement.
What does the bond cover?Damage your permitted move causes to roadways or road structures through negligence — for example, a bridge or pavement damaged by an overweight load. If the state recovers against the bond, you repay the surety.
Is there a credit check?Yes: one soft credit pull, never a hard inquiry, and it never affects your score. It's the only extra step beyond the application, and it informs approval, not price. The price is $5,000 flat either way: credit can affect whether we approve the bond, never what it costs.
Can ODOT require more than $500,000?Yes — $500,000 is the current minimum, and ODOT may require a higher amount where the move presents increased risk. If your permit names a larger figure, send it to us and we’ll issue at that amount.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

ODOT is waiting on your financial responsibility.

$5,000 flat, short application, e-signed bond in 1–2 business days. Free until issued.

Your price$5,000
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