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Ohio manufactured home dealer bonds.
From $100.

An Ohio manufactured home dealer, broker, or installer licensed under R.C. Chapter 4781 must post a surety bond for the protection of its customers. The amount is commonly $25,000, with a $100,000 figure available for retailers of new manufactured homes. Premiums start from $100, and no credit check up to $25,000.

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Required for a manufactured home dealer / broker / installer license — R.C. Chapter 4781
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Commonly $25,000, or $100,000 for new-home retailers — confirm your figure with the program
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No credit check up to $25,000 — above that, a soft pull at most, which never affects your score
From $100most qualify at the minimumInstantapproval for mostNo credit check up to $25,000above that, a soft pull at most, never a hard inquiry
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does an Ohio manufactured home dealer bond cost?

1% of the bond amount, from $100. Enter your amount in the calculator for the exact price.

How it works

Three steps. One sitting.

No underwriting queue for the standard manufactured-home bond — enter your amount, pay, and file. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount your license requires, and the effective date — that is the application.

INSTANTLY

Issued on the spot

No waiting — the executed bond is generated as soon as you pay. Most applications approve instantly. Above $25,000, a soft pull may add a short review.

SAME DAY

File with the Manufactured Homes program

Submit the executed bond with your dealer, broker, or installer license. Wet-ink originals mailed whenever the office insists.

About this bond

What it is and who needs it.

What the manufactured-home bond covers

Ohio licenses manufactured home dealers, brokers, and installers under R.C. Chapter 4781, through the Department of Commerce's Manufactured Homes program (which absorbed the former Manufactured Homes Commission). A license requires a surety bond posted for the protection and benefit of the licensee's customers.

The bond is a consumer-protection guarantee: it stands behind the licensee's compliance with Chapter 4781 and the proper handling of customer transactions. If a dealer, broker, or installer violates the manufactured-home law and a customer is harmed, the customer can recover against the bond.

The common amount is $25,000. For a person engaged in selling new manufactured homes at retail, the statute references a bond, surety, or certificate of deposit of not less than $100,000 for customer protection. Confirm which figure your license requires; if the surety pays a claim, you repay the surety.

R.C. Chapter 4781 (Manufactured Homes)Ohio manufactured home dealers, brokers, and installers are licensed under R.C. Chapter 4781, administered by the Department of Commerce Manufactured Homes program. A surety bond is required for the protection of customers; the common amount is $25,000, and R.C. 4781.18 references a bond, surety, or certificate of deposit of not less than $100,000 for a retailer of new manufactured homes. Confirm the exact amount your license requires.

You need this bond if you are

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A manufactured home dealer or broker licensed under R.C. Chapter 4781
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A manufactured home installer the program requires to be bonded
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A retailer of new manufactured homes subject to the $100,000 customer-protection figure
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Renewing your license and your current bond is expiring or non-renewing
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the Manufactured Homes program. Submit the executed bond with your dealer, broker, or installer license. Wet-ink originals mailed whenever the office insists.

What sets the price

The premium is 1% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.

No credit check up to $25,000. Above that, the carrier may run a soft pull, which never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued on the spot.

Submit the application with the bond amount your license requires — the executed bond is generated instantly, ready to file.

Start the application →
FAQ

Common questions.

How much is the Ohio manufactured home dealer bond?Premiums start from $100 and scale with the bond amount and, for larger amounts, your credit profile. The amount is commonly $25,000, with a $100,000 figure for retailers of new manufactured homes. Enter your figure at the application to see your exact price.
Which amount applies to me?Most dealers, brokers, and installers carry the $25,000 bond. The statute references a $100,000 customer-protection figure for a person selling new manufactured homes at retail. Check your license paperwork for the exact requirement.
Who requires this bond?The Department of Commerce Manufactured Homes program, under R.C. Chapter 4781, as a condition of a dealer, broker, or installer license. It's posted for the protection and benefit of your customers.
What does the bond protect against?Customer losses if you violate Chapter 4781 or mishandle a transaction. Harmed customers recover against the bond, and if the surety pays, you repay the surety — it's a guarantee, not insurance for you.
Is there a credit check?No credit check up to $25,000. Above that, the carrier may run a soft pull, which never affects your score. Most applicants approve instantly, with premiums set at 1% of the bond amount and a $100 minimum. Larger bond amounts like the $100,000 figure may get a quick review.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Same family

Other Ohio motor vehicle dealer bonds.

Not sure this is the one your license calls for? These are the other motor vehicle dealer bonds we write in Ohio. Each has its own statute and bond amount.

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Price and requirements checked on the carrier’s application, . Page updated .

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