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Ohio lottery retailer bonds.
From $100.

A licensed Ohio Lottery sales retailer may be required to post a surety bond with the Ohio Lottery Commission under R.C. 3770.05. The base amount is $15,000, and the Commission can set it higher based on your sales volume. Premiums start from $100 — premiums run 2% of the bond amount, with a $100 minimum.

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Required of licensed lottery sales retailers — Ohio Lottery Commission, R.C. 3770.05
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$15,000 base, higher by sales volume — the Commission sizes it to your remittances
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No credit check up to $10,000 — above that, a soft pull at most, which never affects your score
From $100most qualify at the minimumInstantapproval for mostNo credit check up to $10,000above that, a soft pull at most, never a hard inquiry
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does an Ohio lottery retailer bond cost?

2% of the bond amount, from $100. Enter your amount in the calculator for the exact price.

How it works

Three steps. One sitting.

No underwriting queue for the standard lottery retailer bond — enter your amount, pay, and file with the Commission. Here is the whole thing:

TODAY · ONLINE

Apply online

Your retailer details, the bond amount the Commission requires, and the effective date — that is the application.

INSTANTLY

Issued on the spot

No waiting — the executed bond is generated as soon as you pay. Most applications approve instantly. Above $10,000, a soft pull may add a short review.

SAME DAY

File with the Ohio Lottery Commission

Submit the executed bond with your retailer license. Wet-ink originals mailed whenever the Commission insists.

About this bond

What it is and who needs it.

What the lottery retailer bond covers

Ohio licenses lottery sales retailers through the Ohio Lottery Commission, and under R.C. 3770.05 the Commission may require a retailer to post a surety bond as a condition of its license. The bond backs the retailer's compliance with the lottery laws, rules, and policies.

Its core purpose is to guarantee that the retailer remits the lottery funds it collects. Lottery sales money belongs to the Commission; if a retailer fails to turn over what it owes, the Commission can recover the shortfall against the bond.

The base bond is $15,000, but the Commission can require a higher amount based on your sales volume — a high-volume retailer handling more lottery money carries a larger bond. If the surety pays a claim, you repay the surety. Enter the amount on your Commission notice, and your exact premium — from $100 — appears at the application.

R.C. 3770.05 (Ohio Lottery Commission)Under Ohio Revised Code 3770.05, the Ohio Lottery Commission may require a lottery sales agent/retailer to post a surety bond as a condition of licensure, conditioned on compliance with the lottery laws and the remittance of funds owed. The base amount is commonly $15,000, and the Commission may set a higher amount based on sales volume. Confirm your required amount on your Commission notice.

You need this bond if you are

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A licensed lottery retailer the Commission has asked to post a bond
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Applying for a new retailer license that requires a bond before approval
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A high-volume retailer whose sales put your required amount above the $15,000 base
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Renewing your license and your current bond is expiring or non-renewing
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose.

Renewal falls on the statutory date, October 7, in the year your term ends.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the Ohio Lottery Commission. Submit the executed bond with your retailer license. Wet-ink originals mailed whenever the Commission insists.

What sets the price

The premium is 2% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.

No credit check up to $10,000. Above that, the carrier may run a soft pull, which never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued on the spot.

Submit the application with the bond amount the Commission requires — the executed bond is generated instantly, ready to file.

Start the application →
FAQ

Common questions.

How much is the Ohio lottery retailer bond?Premiums start from $100 and scale with the bond amount and, for larger amounts, your credit profile. The base bond amount is $15,000, and the Commission can set it higher based on your sales volume. Enter your figure at the application to see your exact price.
Who requires this bond?The Ohio Lottery Commission, under R.C. 3770.05, as a condition of a lottery sales retailer license. It guarantees you remit the lottery funds you collect and comply with the lottery rules.
Why might my amount be higher than $15,000?The Commission can raise the required amount for higher-volume retailers, because more lottery money flows through you. Check your Commission notice for the exact figure and enter that.
What does the bond protect against?The Commission's loss if you fail to remit lottery funds or otherwise violate the lottery laws. Harmed parties recover against the bond, and if the surety pays, you repay the surety.
Is there a credit check?No credit check up to $10,000. Above that, the carrier may run a soft pull, which never affects your score. Most applicants approve instantly, with premiums set at 2% of the bond amount and a $100 minimum.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

Lottery retailer bond, issued today.

From $100. Enter the Commission’s amount and file the same day.

Your premiumfrom $100
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