Ohio health club bonds.
From $100.
The security Ohio's prepaid entertainment contract law (ORC 1345.41–1345.45) lets a health spa post to back members' prepaid dues if the club closes. Pricing is 1% of your bond amount, with a $100 minimum — enter the amount your situation requires and your exact price appears at the application.
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How much does an Ohio health club bond cost?
1% of the bond amount, from $100. Enter your amount in the calculator for the exact price.
Three steps. One sitting.
No underwriting queue for the standard health club bond — enter your amount, pay, and file. Here is the whole thing:
Apply online
Your business details, the bond amount required, and the effective date — that is the application.
Issued for most applicants
Most applicants clear underwriting instantly and the executed bond generates as soon as you pay. May get a quick review.
File and keep selling memberships
Hold the executed security as the prepaid entertainment contract law requires before and while you sign membership contracts. Wet-ink originals mailed whenever you need them.
What it is and who needs it.
What the health club bond actually covers
Ohio's prepaid entertainment contract law (ORC 1345.41 through 1345.45), part of the Consumer Sales Practices Act, governs health spa contracts — gym, fitness, and similar memberships sold for future services. A seller that collects dues for services it has not yet delivered can be required to provide security so members aren't left empty-handed if the club closes.
The security is for the benefit of buyers who prepay: if a spa goes out of business before a member's contract term ends, or fails to deliver promised services, the bond stands behind the refunds owed. A surety bond is one of the accepted forms of security.
Because the figure is set under the Attorney General's administration of the prepaid contract law rather than by a single flat statutory number, the amount depends on your situation — enter the figure your club requires, and pricing is 1% of your bond amount, with a $100 minimum. Not sure of the amount? Send us your requirement and we'll confirm.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File and keep selling memberships. Hold the executed security as the prepaid entertainment contract law requires before and while you sign membership contracts. Wet-ink originals mailed whenever you need them.
What sets the price
The premium is 1% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
No credit check up to $50,000. Above that, the carrier may run a soft pull, which never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, most issued fast.
Submit the application with your required bond amount — your exact price appears in the application, and most applicants clear underwriting quickly.
Start the application →Common questions.
Other Ohio bonds.
Price and requirements checked on the carrier’s application, . Page updated .
Health club bond, issued today.
1% of bond amount, $100 minimum. Enter your required amount and see your exact price.