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City of Defiance contractor bonds.
From $100.

Also known as the Defiance, Ohio Contractor License Bond.

The City of Defiance conditions contractor registration on a surety bond in the amount the city sets. Premiums are 0.5% of the bond amount, with a $100 minimum — enter your amount at the short application to see your exact price.

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Required to register as a contractor with the City of Defiance before you pull permits
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Amount set by the city — enter the figure on your Defiance registration packet
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0.5% of bond amount, $100 min — your exact premium is 0.5% of the bond amount, with a $100 minimum
From $100most applicants qualify near itNo credit check up to $50,000above that, a soft pull at most, never a hard inquiryFastissued on payment
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a City of Defiance contractor bond cost?

0.5% of the bond amount, from $100. Enter your amount in the calculator for the exact price.

How it works

Three steps. One sitting.

Most standard Defiance contractor bonds price and issue right at the application — enter your amount, apply, and file with the city. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount Defiance set, your contractor type, and an effective date — that is the application.

INSTANTLY, USUALLY

Priced and issued

Most applicants see their exact premium and get the bond issued as soon as they pay. Larger amounts may get a short underwriter review.

SAME DAY

File with the City of Defiance

Submit the executed bond with your Defiance contractor registration. Wet-ink originals mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

A Defiance contractor bond is a compliance guarantee to the city. It backs your promise to follow the City of Defiance's building and zoning code, pull required permits, and perform registered work to code.

It's a three-party arrangement: you (the principal), the surety carrier, and the City of Defiance (the obligee). If you damage public property, leave a permit unresolved, or violate the city code, the city — or a harmed party — can recover against the bond.

It is not insurance for you. If the surety pays a claim, you repay the surety. Because the city sets the amount rather than a single statewide figure, enter the number on your registration packet — your premium is 0.5% of that amount, with a $100 minimum.

City of Defiance — Building DepartmentThe City of Defiance requires a surety bond as a condition of contractor registration; the bond amount and terms are set by the City of Defiance Building Department. Confirm the required amount on your Defiance registration packet — the bond runs to the City of Defiance as obligee.

You need this bond if you're

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Registering as a contractor in Defiance — general, trade, or specialty
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Renewing your Defiance registration and your current bond is expiring
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Pulling a permit in Defiance that requires an active registered contractor
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A contractor based elsewhere taking a job inside Defiance city limits
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the City of Defiance. Submit the executed bond with your Defiance contractor registration. Wet-ink originals mailed on request.

What sets the price

The premium is 0.5% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.

No credit check up to $50,000. Above that, the carrier may run a soft pull, which never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One short form to your exact price.

Submit the application with the bond amount Defiance set — most applicants see their premium and get the bond issued in the same sitting.

Start the application →
FAQ

Common questions.

How much is the City of Defiance contractor bond?Premiums are 0.5% of the bond amount Defiance sets, with a $100 minimum. Enter the figure on your registration packet at the application to see your exact price.
Do I pay the full bond amount?No. You pay the premium, which is a fraction of it. The bond amount is the surety's maximum liability to the city — not a deposit, and nobody holds your money.
What amount should I enter?The amount the City of Defiance names on your contractor registration packet. If you are not sure, send us the packet and we will confirm the figure before issuing.
Is there a credit check?No credit check up to $50,000. Above that, the carrier may run a soft pull, which never affects your score. The Defiance contractor bond is priced at 0.5% of the bond amount, $100 minimum.
When does it renew?Defiance ties renewal to the statutory December 31 date. We send renewal notices 60 and 30 days out so your registration never lapses over a missed email.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

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Price and requirements checked on the carrier’s application, . Page updated .

Finish your Defiance registration today.

Premiums from $100. Enter the amount the city set and see your exact price.

Your premiumfrom $100
Apply now →