City of Defiance contractor bonds.
Flat 3%. Enter your amount.
The City of Defiance conditions contractor registration on a surety bond in the amount the city sets. We issue it at a flat 3% with no credit check — enter the amount on your Defiance registration packet and the premium updates.
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Apply to filed in one sitting.
No underwriting queue for the standard Defiance contractor bond — enter your amount, pay, and file with the city. Here is the whole thing:
Apply online
Your business details, the bond amount Defiance set, your contractor type, and an effective date — that is the entire application.
Issued on the spot
No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.
File with the City of Defiance
Submit the executed bond with your Defiance contractor registration. Wet-ink originals mailed on request.
The whole pricing page.
Bond amount × 3% = your premium, one-time per term, $275 minimum. Enter the figure on your Defiance packet and the premium updates.
What it is and who needs it.
What the bond actually guarantees
A Defiance contractor bond is a compliance guarantee to the city. It backs your promise to follow the City of Defiance's building and zoning code, pull required permits, and perform registered work to code.
It's a three-party arrangement: you (the principal), the surety carrier, and the City of Defiance (the obligee). If you damage public property, leave a permit unresolved, or violate the city code, the city — or a harmed party — can recover against the bond.
It is not insurance for you. If the surety pays a claim, you repay the surety. Because the city sets the amount rather than a single statewide figure, enter the number on your registration packet and we issue at a flat 3% with no credit check.
You need this bond if you're
Five minutes, issued on the spot.
Submit the application with the bond amount Defiance set — the executed bond is generated instantly, ready to file.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
How much is the City of Defiance contractor bond? +
Do I pay the full bond amount? +
What amount should I enter? +
Is there a credit check? +
When does it renew? +
Other New York bonds.
Finish your Defiance registration today.
Five-minute application, flat 3%, $275 minimum. Enter the amount the city set and file the same day.