The City of Avon Lake requires a registered contractor to file a $15,000 surety bond with the city before pulling permits. Ours is $450 flat — exactly 3% of the bond amount, the same for every contractor. This bond renews on a fixed 12/31 statutory date.
















Municipal contractor bonds are about the simplest thing in surety. Here's the whole process:
Business details and an effective date. That's the application — no financials, no credit section.
Small municipal license bonds like this issue right after purchase. At most, 1–2 business days.
Your executed bond and power of attorney arrive by email, ready to file with your Avon Lake contractor registration. Wet-ink original mailed on request.
$15,000 bond × 3% = $450, one-time per term. This bond renews on a 12/31 statutory date; multi-year terms are priced for the period you select.
A contractor license bond is a compliance guarantee to the city. The City of Avon Lake wants a financial backstop that your work follows the city building code and the conditions of your contractor registration.
It's a three-party arrangement: you (the principal), the surety carrier, and the City of Avon Lake (the obligee), with the public protected. If a contractor violates the building code or the terms of registration and harm results, a claim can be made against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. Contractors who keep their work to code treat the bond as a registration formality. The bond runs to a fixed 12/31 statutory renewal date.
These are the actual issuing fields — no credit section, because this bond doesn't have one.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$450 flat, five-minute application, bond often issued the same sitting. Free until issued.