NC license plate agency bonds.
Flat 3%. Soft pull.
A North Carolina License Plate Agency (LPA) is run by a private commission contractor under contract with the DMV. The contractor must file a guaranty bond under G.S. 20-63 / 20-63.01 standing behind the public funds it collects. The DMV sets the amount; we issue it at a flat 3% with a soft credit pull only.
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Three steps to your commission contract.
Your LPA commission contract is waiting on this bond. Here is the entire process:
Apply once, online
Business details, the bond amount the DMV set, and the effective date — plus a one-time consent to a soft credit pull.
Reviewed & approved
Most clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The soft credit pull never affects your score.
File with the DMV
Pay online and receive the executed guaranty bond ready to file with your DMV commission contract.
The whole pricing page.
Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure the DMV set and the premium updates.
What it is and who needs it.
What the LPA bond actually guarantees
Most North Carolina License Plate Agencies are operated by private commission contractors under contract with the DMV, rather than by state employees. The agency collects registration fees, property taxes and other public money on the state’s behalf — so the DMV requires a financial guarantee.
Under G.S. 20-63 and the bonding provision G.S. 20-63.01, a commission contractor that is not a governmental subdivision must give a guaranty bond (a contractor unable to secure one may, with DMV consent, provide an approved alternative). The bond protects the public funds the agency handles.
The DMV sets the amount in the commission contract, sized to the fees and taxes the agency collects. If the contractor fails to remit those funds, the state can recover against the bond — and if the surety pays, the contractor repays the surety. Enter the figure your contract names and we issue it at a flat 3%.
You need this bond if you are
Five minutes. The whole thing.
These are the actual underwriting fields, including a one-time soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
How much is the North Carolina LPA bond? +
Who requires this bond? +
What if I cannot get a bond? +
Is there a credit check? +
What does the bond protect? +
Other New York bonds.
LPA guaranty bond, on file fast.
Five-minute application, flat 3%, $275 minimum, soft pull only. Enter the amount the DMV set and file in 1–2 business days.