The City of Shelby lets utility customers post a surety bond in lieu of a cash deposit to start water, sewer, electric, or natural gas service — instead of tying up thousands in cash with the City, you post a bond. The City sets the amount; we issue it at a flat 3%, $275 minimum.
















No underwriting queue for the standard deposit bond — enter your amount, pay, and file with City of Shelby Utilities. Here is the whole thing:
Your business details, the type and location of utility service, the obligee, and the deposit amount the City set — that is the entire application.
No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.
Submit the executed bond to City of Shelby Customer Services to start or continue service without a cash deposit. Wet-ink originals mailed whenever the City insists on them.
Bond amount × 3% = your premium, one-time, $275 minimum. Enter the deposit the City of Shelby set and the premium updates.
City of Shelby Utilities provides water, sewer, electric, natural gas, and stormwater service. Rather than require a customer to tie up cash as a security deposit, the City lets you post a surety bond in lieu of that deposit — for non-residential accounts above the City's threshold, a bond (or letter of credit) is the way to secure service.
It's a three-party arrangement: you the customer (the principal), the surety carrier, and the City of Shelby (the obligee). The bond guarantees you'll pay your utility bills — if your account goes unpaid, the City can recover the outstanding balance against the bond, up to the penal sum.
It is not insurance for you — if the surety pays the City, you repay the surety. Customers who keep their account current treat the bond as a way to free up cash they'd otherwise leave on deposit with the City. We issue the amount the City set, at a flat 3% with no credit check.
Submit the application with the deposit amount City of Shelby Utilities set — the executed bond is generated instantly, ready to file.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
Five-minute application, flat 3%, $275 minimum. Enter the deposit the City set and file the same day.