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North Carolina real estate school bonds.
$100 flat.

North Carolina requires a private real estate education provider to execute a $5,000 performance bond under G.S. 93A-36, payable to the State and approved by the NC Real Estate Commission. It guarantees tuition refunds to students. Ours is $100 flat, set by our carrier's rate book for this bond, and no credit check.

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Required for a private real estate school license under G.S. 93A-36, Article 3
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Fixed price, fixed amount — $5,000 bond, $100, no quote process
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One bond covers branches — a separate bond is not required for each branch
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a North Carolina real estate school bond cost?

$100 at the $5,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

License bonds are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That is the application. No credit check.

MINUTES, USUALLY

Pay & e-sign

License bonds like this are among the thousands of bond types that issue right after purchase.

SAME DAY

Approve & file

Your executed bond arrives by email. The Commission approves it, then it is filed with the clerk of superior court in your county, as G.S. 93A-36 directs. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

North Carolina certifies private real estate education providers through the NC Real Estate Commission under Chapter 93A, Article 3. A school may not operate without first executing a performance bond, so the bond is a precondition to the school's certification — new or renewing.

Under G.S. 93A-36, the bond is in the sum of $5,000, payable to the State, signed by a solvent guaranty company, and conditioned that the provider will carry out its contracts with students and refund all tuition and fees if it fails to provide the instruction it agreed to. Students harmed by a school that closes or fails to deliver can recover against the bond.

The bond must be approved by the Commission and then filed with the clerk of superior court in the county where the school is located. One bond covers a school and its branches — a separate bond is not required for each branch. We write it at $100; no credit check.

G.S. 93A-36 (NC Real Estate Commission)G.S. 93A-36 requires a private real estate education provider to execute a $5,000 bond, payable to the State of North Carolina, by a solvent guaranty company, conditioned that the provider will comply with its student contracts and refund all tuition and fees if it fails to provide the instruction contracted for. The bond must be approved by the NC Real Estate Commission and filed with the clerk of superior court; a separate bond is not required for each branch.

You need this bond if you're

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Opening a private real estate school seeking Real Estate Commission certification
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Renewing your school certification where the performance bond must stay on file
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Running prelicensing or CE courses as a private education provider in NC
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Operating branch locations covered by a single school bond rather than one each
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A court bond answers to the court and the party its order protects: if the judgment or order the bond secures is not satisfied, that party can claim against it, up to the penal sum the court set.

The surety pays a valid claim after the court rules, and you repay the surety. A court bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

Approve & file. Your executed bond arrives by email. The Commission approves it, then it is filed with the clerk of superior court in your county, as G.S. 93A-36 directs. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $100 at the $5,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

No credit check.

One application, issued instantly.

These are the actual issuing fields. No credit check.

Start the application →
FAQ

Common questions.

How much is the North Carolina real estate school bond?The premium is $100, set by our carrier's rate book for this bond, the same for every school. The $5,000 amount is set by G.S. 93A-36.
Do I pay the $5,000?No. You pay $100. The $5,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
What does the bond guarantee?That your school carries out its contracts with students and refunds all tuition and fees if it fails to provide the instruction it agreed to. If the surety pays a student claim, you repay the surety — it is not insurance for you.
Do I need a separate bond for each branch?No. G.S. 93A-36 provides that a separate bond is not required for each branch of a licensed school — one bond covers the school and its branches.
Where is the bond filed?It is first approved by the NC Real Estate Commission, then filed with the clerk of superior court in the county where the school is located. We deliver the executed bond ready for both steps.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

Other North Carolina bonds.

Been told you need a different amount?

Price and requirements checked on the carrier’s application, . Page updated .

Finish your school certification today.

$100 flat, no credit check, bond often issued in the same sitting. Free until issued.

Your price$100
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