North Carolina requires a $50,000 bond from a preneed funeral establishment that is newly licensed or whose preneed license lapsed or terminated. It runs in favor of the NC Board of Funeral Service under G.S. 90-210.67(b). Ours is $1,500 flat — 3% of the bond amount — with one soft credit pull.
















Your preneed license is waiting on this bond. Here's the whole process — no broker phone tag:
Establishment details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.
Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.
Pay online and receive the executed $50,000 bond ready to file with the NC Board of Funeral Service. Wet-ink originals mailed whenever the Board insists.
$50,000 bond × 3% = $1,500, one-time per term. Fixed amount, fixed price, multi-year if you want it.
North Carolina regulates preneed funeral contracts through the NC Board of Funeral Service under Article 13D of Chapter 90. A preneed establishment sells funeral goods and services to be furnished in the future, holding consumers' money in trust or insurance until the time of need.
Under G.S. 90-210.67(b), an establishment that receives a new preneed license, or whose preneed license lapsed or was terminated (other than for failure to timely renew), must obtain a $50,000 surety bond for at least two years, written in favor of the Board. The bond guarantees the preneed trust payments and insurance premiums the establishment is responsible for.
Instead of the bond, an establishment may deposit $50,000 with the clerk of superior court in its county — but the surety bond costs $1,500 a year rather than tying up $50,000 in cash. We write it with one soft credit pull that never affects your score or the price.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$1,500 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.