North Carolina preneed establishment bonds.
$500 flat.
North Carolina requires a $50,000 bond from a preneed funeral establishment that is newly licensed or whose preneed license lapsed or terminated. It runs in favor of the NC Board of Funeral Service under G.S. 90-210.67(b). Ours is $500 flat, set by our carrier's rate book for this bond, with one soft credit pull.
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How much does a North Carolina preneed establishment bond cost?
$500 at the $50,000 amount, the same for every applicant.
Three steps to filed.
Your preneed license is waiting on this bond. Here's the whole process — no broker phone tag:
Apply once, online
Establishment details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.
Approved
Most are approved as soon as you apply. One soft credit pull, never a hard inquiry, and it never affects your score. If it needs a second look, one to two business days at most.
E-sign & file with the Board
Pay online and receive the executed $50,000 bond ready to file with the NC Board of Funeral Service. Wet-ink originals mailed whenever the Board insists.
What it is and who needs it.
What the bond actually guarantees
North Carolina regulates preneed funeral contracts through the NC Board of Funeral Service under Article 13D of Chapter 90. A preneed establishment sells funeral goods and services to be furnished in the future, holding consumers' money in trust or insurance until the time of need.
Under G.S. 90-210.67(b), an establishment that receives a new preneed license, or whose preneed license lapsed or was terminated (other than for failure to timely renew), must obtain a $50,000 surety bond for at least two years, written in favor of the Board. The bond guarantees the preneed trust payments and insurance premiums the establishment is responsible for.
Instead of the bond, an establishment may deposit $50,000 with the clerk of superior court in its county — but the surety bond costs $500 a year rather than tying up $50,000 in cash. We write it with one soft credit pull that never affects your score or the price.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $50,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
E-sign & file with the Board. Pay online and receive the executed $50,000 bond ready to file with the NC Board of Funeral Service. Wet-ink originals mailed whenever the Board insists.
What sets the price
The premium is fixed at $500 at the $50,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
One soft credit pull, never a hard inquiry, and it never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued instantly.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is issued when you pay.
Start the application →Common questions.
Other North Carolina bonds.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
The Board of Funeral Service is waiting on one document.
$500 flat, short application, bond issued when you pay. Free until issued.