NC preneed establishment bonds.
$1,500 flat. Soft pull.

North Carolina requires a $50,000 bond from a preneed funeral establishment that is newly licensed or whose preneed license lapsed or terminated. It runs in favor of the NC Board of Funeral Service under G.S. 90-210.67(b). Ours is $1,500 flat — 3% of the bond amount — with one soft credit pull.

Required for new or reinstated preneed establishment licenses under G.S. 90-210.67(b)
Fixed amount, fixed price — $50,000 bond, $1,500, no quote theater
Soft credit pull only — never affects your score, and the rate stays a flat 3% either way
A-ratedA.M. Best carriers1–2 daystypical issuanceSoft pullnever affects your score
Trusted by industry leaders
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NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to filed.

Your preneed license is waiting on this bond. Here's the whole process — no broker phone tag:

TODAY · 5 MINUTES

Apply once, online

Establishment details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.

1–2 BUSINESS DAYS

E-sign & file with the Board

Pay online and receive the executed $50,000 bond ready to file with the NC Board of Funeral Service. Wet-ink originals mailed whenever the Board insists.

The whole pricing page.

$50,000 bond × 3% = $1,500, one-time per term. Fixed amount, fixed price, multi-year if you want it.

1-year term
$1,500
2-year term
$3,000
3-year term
$4,500
About this bond

What it is and who needs it.

What the bond actually guarantees

North Carolina regulates preneed funeral contracts through the NC Board of Funeral Service under Article 13D of Chapter 90. A preneed establishment sells funeral goods and services to be furnished in the future, holding consumers' money in trust or insurance until the time of need.

Under G.S. 90-210.67(b), an establishment that receives a new preneed license, or whose preneed license lapsed or was terminated (other than for failure to timely renew), must obtain a $50,000 surety bond for at least two years, written in favor of the Board. The bond guarantees the preneed trust payments and insurance premiums the establishment is responsible for.

Instead of the bond, an establishment may deposit $50,000 with the clerk of superior court in its county — but the surety bond costs $1,500 a year rather than tying up $50,000 in cash. We write it with one soft credit pull that never affects your score or the price.

G.S. 90-210.67(b) (NC Board of Funeral Service)Under G.S. 90-210.67(b), a preneed funeral establishment that receives a new preneed establishment license, or whose preneed license lapsed or terminated other than for failure to timely renew, must obtain a surety bond of not less than $50,000 for a period of at least two years, written in favor of the NC Board of Funeral Service — or deposit $50,000 with the clerk of superior court.

You need this bond if you're

A funeral establishment getting a new preneed license through the NC Board of Funeral Service
Reinstating a preneed license that lapsed or was terminated
Opening a new location that needs its own preneed establishment license
Choosing the bond over a $50,000 cash deposit with the clerk of superior court

Five minutes. The whole thing.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

Do I pay the $50,000? +
No. You pay $1,500 — the flat 3% of the bond amount. The $50,000 is the surety's maximum liability to the Board; it's not a deposit, and nobody holds your money. (The cash-deposit alternative would tie up the full $50,000.)
Who requires this bond? +
The NC Board of Funeral Service, under G.S. 90-210.67(b). It applies to establishments that receive a new preneed license or whose preneed license lapsed or was terminated other than for failing to renew on time.
How long must the bond stay in place? +
The statute requires the bond for a period of at least two years. We can write a 1, 2, or 3-year term and keep it continuous with renewal notices so your preneed authority never lapses.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It informs approval, not price: credit can affect whether we approve the bond, never what it costs. The rate is a flat 3% either way.
Can I deposit cash instead? +
Yes — G.S. 90-210.67(b) lets you deposit $50,000 with the clerk of superior court in your county instead of bonding. Most establishments choose the bond because $1,500 a year is far cheaper than tying up $50,000 in cash.
Related bonds

Other New York bonds.

The Board of Funeral Service is waiting on one document.

$1,500 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.

Your premium @ 3%$1,500
Apply now →