NC postsecondary education bonds.
Flat 3%. Enter your amount.

North Carolina conditions licensure of a postsecondary school on a student-protection bond — filed with the UNC Board of Governors for degree-granting institutions (G.S. 116-15) or the State Board of Community Colleges for proprietary schools (G.S. 115D-90). The licensing authority sets the amount; we issue it at a flat 3% with no credit check.

Required to license a degree-granting or proprietary postsecondary school in North Carolina
Amount is set by the licensing authority — often sized to prepaid tuition on hand
Flat 3%, no credit pull — enter your required bond amount and the premium updates
Flat 3%of your bond amount$275minimum premiumNo creditcheck to issue
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How it works

Apply to filed in one sitting.

No underwriting queue for the standard school bond — enter your amount, pay, and file with your licensing authority. Here is the whole thing:

TODAY · 5 MINUTES

Apply online

Your school details, the bond amount your licensing authority required, and the effective date — that is the entire application.

INSTANTLY

Issued on the spot

No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.

SAME DAY

File with your licensing authority

Submit the executed bond with your licensure application — to the Board of Governors' licensure office or the State Board of Community Colleges. Wet-ink originals mailed whenever required.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure your licensing authority set and the premium updates.

$10,000 bond
$300
$25,000 bond
$750
$50,000 bond
$1,500
About this bond

What it is and who needs it.

What the school bond actually covers

North Carolina licenses postsecondary schools through two different authorities depending on what the school offers. Degree-granting institutions are licensed by the UNC Board of Governors under G.S. 116-15; non-degree proprietary (career, trade, and vocational) schools are licensed by the State Board of Community Colleges under G.S. 115D-90.

Both require a student-protection (tuition guaranty) bond as a condition of licensure. The bond protects students if the school closes or fails to deliver the instruction they paid for — it backs refunds of prepaid, unearned tuition. The licensing authority sets the amount, which is generally sized to the prepaid tuition the school holds.

For degree programs, the tuition guaranty bond filed with the Board of Governors must be at least $10,000 and sufficient to cover the maximum prepaid tuition on hand. Proprietary schools often start a first-time applicant at $25,000. Enter the figure your authority set, and we issue it at a flat 3% with no credit check.

G.S. 116-15 · G.S. 115D-90North Carolina licenses degree-granting postsecondary institutions through the UNC Board of Governors under G.S. 116-15 (tuition guaranty bond of at least $10,000, sufficient to cover maximum prepaid tuition on hand) and non-degree proprietary schools through the State Board of Community Colleges under G.S. 115D-90 (bond commonly $25,000 for first-time applicants). The licensing authority sets the exact amount — confirm it on your licensure paperwork.

You need this bond if you are

A degree-granting institution licensing with the UNC Board of Governors
A proprietary, career, or trade school licensing with the State Board of Community Colleges
An out-of-state school seeking authorization to operate or recruit in North Carolina
Renewing your school license where the student-protection bond must stay on file

Five minutes, issued on the spot.

Submit the application with the bond amount your licensing authority required — the executed bond is generated instantly, ready to file.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

Which authority licenses my school? +
It depends on what you offer. Degree-granting institutions are licensed by the UNC Board of Governors (G.S. 116-15); non-degree proprietary, career, and trade schools are licensed by the State Board of Community Colleges (G.S. 115D-90). Each requires a student-protection bond.
How much is the bond? +
A flat 3% of the bond amount, with a $275 minimum. The amount is set by your licensing authority — at least $10,000 (and enough to cover prepaid tuition) for degree programs, commonly $25,000 for first-time proprietary schools. Enter your figure and the quote updates.
What does the bond protect? +
Students. If the school closes or fails to deliver the instruction they paid for, the bond backs refunds of prepaid, unearned tuition. If the surety pays a student claim, you repay the surety — it is not insurance for you.
Is there a credit check? +
No — the school bond is issued with no credit pull. Larger bond amounts may get a quick soft-pull review, which never affects your credit score.
What amount should I choose if I'm not sure? +
Use the figure on your licensure paperwork — your licensing authority sets it. If you are a new proprietary school, $25,000 is a common starting point; degree programs start at $10,000 but must cover prepaid tuition on hand. Send us your paperwork and we will confirm.
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School bond, issued today.

Five-minute application, flat 3%, $275 minimum. Enter the amount your licensing authority set and file the same day.

Your premium @ 3%$750
Apply now →