NC postsecondary education bonds.
From $100. Enter your amount.

North Carolina conditions licensure of a postsecondary school on a student-protection bond — filed with the UNC Board of Governors for degree-granting institutions (G.S. 116-15) or the State Board of Community Colleges for proprietary schools (G.S. 115D-90). The licensing authority sets the amount; premiums are 1% of the bond amount, with a $100 minimum, shown instantly at the application.

Required to license a degree-granting or proprietary postsecondary school in North Carolina
Amount is set by the licensing authority — often sized to prepaid tuition on hand
From $100 — the application collects no credit information; enter your required bond amount to apply
From $1001% of the bond amount, $100 minimumInstantapproval for mostFastno credit section in the application
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BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to filed in one sitting.

No underwriting queue for the standard school bond — enter your amount, pay, and file with your licensing authority. Here is the whole thing:

TODAY · ONLINE

Apply online

Your school details, the bond amount your licensing authority required, and the effective date — that is the entire application.

INSTANTLY

Issued on the spot

Most applications approve instantly — the executed bond is generated as soon as you pay. If a check ever runs, it is a soft pull that never affects your score. Larger amounts may get a quick review.

SAME DAY

File with your licensing authority

Submit the executed bond with your licensure application — to the Board of Governors' licensure office or the State Board of Community Colleges. Wet-ink originals mailed whenever required.

About this bond

What it is and who needs it.

What the school bond actually covers

North Carolina licenses postsecondary schools through two different authorities depending on what the school offers. Degree-granting institutions are licensed by the UNC Board of Governors under G.S. 116-15; non-degree proprietary (career, trade, and vocational) schools are licensed by the State Board of Community Colleges under G.S. 115D-90.

Both require a student-protection (tuition guaranty) bond as a condition of licensure. The bond protects students if the school closes or fails to deliver the instruction they paid for — it backs refunds of prepaid, unearned tuition. The licensing authority sets the amount, which is generally sized to the prepaid tuition the school holds.

For degree programs, the tuition guaranty bond filed with the Board of Governors must be at least $10,000 and sufficient to cover the maximum prepaid tuition on hand. Proprietary schools often start a first-time applicant at $25,000. Enter the figure your authority set; premiums start at $100 and the application collects no credit information.

G.S. 116-15 · G.S. 115D-90North Carolina licenses degree-granting postsecondary institutions through the UNC Board of Governors under G.S. 116-15 (tuition guaranty bond of at least $10,000, sufficient to cover maximum prepaid tuition on hand) and non-degree proprietary schools through the State Board of Community Colleges under G.S. 115D-90 (bond commonly $25,000 for first-time applicants). The licensing authority sets the exact amount — confirm it on your licensure paperwork.

You need this bond if you are

A degree-granting institution licensing with the UNC Board of Governors
A proprietary, career, or trade school licensing with the State Board of Community Colleges
An out-of-state school seeking authorization to operate or recruit in North Carolina
Renewing your school license where the student-protection bond must stay on file

One application, issued on the spot.

Submit the application with the bond amount your licensing authority required — the executed bond is generated instantly, ready to file.

Start the application →
FAQ

Common questions.

Which authority licenses my school?It depends on what you offer. Degree-granting institutions are licensed by the UNC Board of Governors (G.S. 116-15); non-degree proprietary, career, and trade schools are licensed by the State Board of Community Colleges (G.S. 115D-90). Each requires a student-protection bond.
How much is the bond?Premiums are 1% of the bond amount, with a $100 minimum. The amount is set by your licensing authority — at least $10,000 (and enough to cover prepaid tuition) for degree programs, commonly $25,000 for first-time proprietary schools. Enter your figure and your exact price appears at the application.
What does the bond protect?Students. If the school closes or fails to deliver the instruction they paid for, the bond backs refunds of prepaid, unearned tuition. If the surety pays a student claim, you repay the surety — it is not insurance for you.
Is there a credit check?The application collects no credit information, and most applications approve instantly. If a check ever runs, it is a soft pull that never affects your score.
What amount should I choose if I'm not sure?Use the figure on your licensure paperwork — your licensing authority sets it. If you are a new proprietary school, $25,000 is a common starting point; degree programs start at $10,000 but must cover prepaid tuition on hand. Send us your paperwork and we will confirm.
Related bonds

Other North Carolina bonds.

School bond, issued today.

Premiums from $100. Enter the amount your licensing authority set and file the same day.

Your premiumfrom $100
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