NC DOT encroachment bonds.
Flat 3%. Enter your amount.

The performance and indemnity bond NCDOT can require before an installation in a highway right-of-way, filed by the second-party encroaching applicant on form R/W 16 — the property owner or utility, rather than the contractor. We issue it at a flat 3% with no credit check.

Filed by the second-party encroaching applicant on NCDOT form R/W 16 — the owner or utility, not the contractor
Indemnifies NCDOT for damage to the right-of-way from the installation under the encroachment agreement
Flat 3%, no credit pull — enter the required amount and the premium updates
Flat 3%of your bond amount$275minimum premiumNo creditcheck to issue
Trusted by industry leaders
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NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to filed in one sitting.

No underwriting queue for the standard encroachment bond — enter your amount, pay, and file with the NCDOT encroachment agreement. Here is the whole thing:

TODAY · 5 MINUTES

Apply online

Your business details, the bond amount NCDOT required, and the effective date — that is the entire application.

INSTANTLY

Issued on the spot

No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.

SAME DAY

File with NCDOT

Submit the executed R/W 16 with your encroachment agreement to the NCDOT division or Utilities Unit handling the permit. Wet-ink originals mailed whenever the state insists.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure on your encroachment agreement and the premium updates.

$5,000 bond
$275
$10,000 bond
$300
$25,000 bond
$750
About this bond

What it is and who needs it.

What the encroachment bond actually covers

When you place an installation within a North Carolina highway right-of-way, NCDOT requires an encroachment agreement and can require a performance and indemnity bond as a condition of it. The bond indemnifies NCDOT for any damage to the right-of-way caused by the installation.

NCDOT does not dictate who posts the bond — the contractor or the encroaching party. This page is the second-party applicant's version, form R/W 16, filed when the encroaching owner or utility carries the bond directly rather than the contractor.

When the work is finished you request release; NCDOT inspects, and if the right-of-way is restored, the bond is released. If deficiencies remain unaddressed, NCDOT can call the bond, and if the surety pays you repay the surety. We issue the amount NCDOT set, at a flat 3% with no credit check.

NCDOT encroachment agreement — Form R/W 16NCDOT may require a performance and indemnity bond as a condition of a highway encroachment agreement, to indemnify the Department for damage to the right-of-way. Form R/W 16 is the second-party (encroaching applicant) version, filed by the owner or utility rather than the contractor. NCDOT leaves the choice of who posts the bond to the applicants. Confirm the amount on your encroachment agreement.

You need this bond if you are

The encroaching applicant — property owner or utility — under an NCDOT agreement
Placing utilities, drives, or drainage within highway right-of-way
Asked by NCDOT to post a bond as a condition of your encroachment permit
Carrying the bond yourself rather than having your contractor file R/W 16A

Five minutes, issued on the spot.

Submit the application with the bond amount NCDOT set — the executed R/W 16 is generated instantly, ready to file with your encroachment agreement.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the NC encroachment bond? +
The premium is a flat 3% of the bond amount, with a $275 minimum. NCDOT sets the bond amount on your encroachment agreement, sized to the work and the risk to the right-of-way. Enter that figure and the quote updates.
What is the difference between R/W 16 and R/W 16A? +
R/W 16 is filed by the second-party encroaching applicant (the property owner or utility); R/W 16A is filed by the contractor doing the work. NCDOT lets the parties decide who posts the bond. This page is the applicant's R/W 16.
Is there a credit check? +
No — the encroachment bond is issued with no credit pull. Larger bond amounts may get a quick soft-pull review, which never affects your credit score.
What does the bond protect against? +
It indemnifies NCDOT for damage to the highway right-of-way caused by the installation. When the work is done and the right-of-way is restored, NCDOT releases the bond; if deficiencies remain, NCDOT can call it, and you repay the surety.
Where do I file it? +
With the NCDOT division or Utilities Unit handling your encroachment agreement. We issue the executed R/W 16 ready to submit with the agreement.
Related bonds

Other New York bonds.

Encroachment bond, issued today.

Five-minute application, flat 3%, $275 minimum. Enter the amount NCDOT set and file the same day.

Your premium @ 3%$300
Apply now →